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2015-08-25	YS89	60	Check this topic
2015-08-11	YS89	77	Check this topic

Topic title: Many people are using credit cards or loans to run up huge personal debts that they may be unable to repay. It should be therefore be made more difficult for individuals to borrow large amounts of money. What are your opinions on this?

Topic category: IELTS Writing Task II - IELTS Academic