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2020-11-07	Dhrushil Patel	77	Check this topic
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2021-08-29	phungnguyen	61	Check this topic
2021-08-29	phungnguyen	61	Check this topic

Topic title: Many people are using credit cards or loans to run up huge personal debts that they may be unable to repay It should therefore be made more difficult for individuals to borrow large amounts of money What are your opinions on this

Topic category: IELTS Writing Task II - IELTS Academic