TPO 31 - Question 4Mental AccountingAlthough they may not realize it, people do not always manage their money in responsible way. In their minds, people tend to divide their money into different categories as if they were putting it into separate mental b

Speaking topics in text

TPO 31 - Question 4

Mental Accounting

Although they may not realize it, people do not always manage their money in responsible way. In their minds, people tend to divide their money into different categories as if they were putting it into separate mental bank accounts. This tendency is known as mental accounting. People mentally store some money in one account to be saved, while they imagine other money being stored in another account from which money can be taken and freely spent. Mental accounting can lead people to spend more money than they should, which can make it difficult for them to save enough money to achieve their long-term financial goals.

Speaking recording
Votes
Average: 8.3 (1 vote)
This speaking topic by users
Post dates Users rates Contents
2018-09-11 mgrajapt 66.00 Check this speaking
2018-10-24 ali rouhani 66.00 Check this speaking
2016-11-13 vhb 90.00 Check this speaking
2019-12-11 Bobby1987 66.00 Check this speaking
2019-09-14 bijan54 60.00 Check this speaking
Speaking category

Comments

Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments

Performance on vocabulary words:
No of characters: 582.0 592.248995984 98% => OK
No of words: 147.0 155.574297189 94% => More words wanted. You may: choose simpler words or speak faster or remove hesitations or remove long pauses, and fully use the time, do NOT save one or two seconds.
Chars per words: 3.95918367347 3.80514564318 104% => OK
Fourth root words length: 3.48200454523 3.525876923 99% => OK
Word Length SD: 1.98592856336 1.79077849142 111% => OK
Unique words: 97.0 93.7148594378 104% => OK
Unique words percentage: 0.659863945578 0.604071249207 109% => OK
Syllable count: 191.7 185.844578313 103% => OK
Avg_syllables_per_word: 1.3 1.19417670683 109% => OK

Performance on coherence:
Topic speech coherence ratio: 0.0185983990615 0.0650381309087 29% => It may have issues on recording quality or the content is not so closely related to content.

Acoustic performance on paragraphs:
How many acoustic paragraphs: 11.0 4.35341365462 253% => Need less acoustic paragraphs.
Average paragraph length: 13.3636363636 68.503853103 20% => The average paragraph length is low.
STD paragraph length: 8.45601160308 21.3332995233 40% => OK
Average paragraph duration: 5.23909090909 25.9943957902 20% => The speaking content is not well organized.
STD paragraph duration: 3.41651192285 7.84667146824 44% => OK

Acoustic performance on sentences:
How many acoustic sentences: 32.0 42.0642570281 76% => OK
Average acoustic sentence length: 4.59375 4.02192344571 114% => OK
STD acoustic sentence length: 2.63224446765 3.1217529195 84% => OK
Average acoustic sentences duration: 1.6434375 1.45093177766 113% => OK
STD acoustic sentences duration: 0.816477224786 0.99851816184 82% => OK

Acoustic performance on acoustic silence:(An acoustic silence means a little pause between two or more words)
How many acoustic silence: 24.0 39.0421686747 61% => OK
Total acoustic silence duration: 4.66 7.12997991968 65% => OK
Average acoustic silence duration: 0.194166666667 0.185688545393 105% => OK
STD acoustic silence duration: 0.104079963917 0.155154303396 67% => OK

Acoustic performance on acoustic words:
Total word duration: 46.23 47.1480722892 98% => OK
Average word duration: 0.314489795918 0.305395592593 103% => OK
STD word duration: 0.178673051744 0.189427763521 94% => OK

Disfluencies: like hesitations, or 'ehn' or taking a long time to pronounce a word:
How many disfluencies: 9.0 7.94979919679 113% => OK
Total_disfluencies_duration: 6.9 6.2937751004 110% => OK
Total acoustic noise duration: 4.91 3.39508032129 145% => It may have issues on recording quality or have issues on silences or disfluencies.

Acoustic rates:
Total speech duration: 57.63 59.7592369478 96% => Talk more. Do not save time. People can talk 4-5 words in one second.
Compare to expected duration: 0.9605 0.995987282463 96% => OK
Rate of silence: 0.416449765747 0.656000678711 63% => OK
Rate of speech: 2.5507548152 2.60215298798 98% => OK
Rate of speech by unique words: 1.68315113656 1.56821927147 107% => OK
Rate of word duration by unique words: 2.09820462903 1.99336655568 105% => OK
Average articulation rates: 0.386721537415 0.317803793328 122% => OK

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Rates: 83.3333333333 out of 100
Scores by speech e-grader: 25.0 Out of 30
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Note: the speech e-grader does NOT examine the meaning of words and ideas.