You have had a bank account for a few years. Recently you received a letter from the bank stating that your account is $240 overdrawn and that you will be charged $70 which will be taken directly from your account. You know that this information is incorr

Dear Sir or Madam,

In reference to your letter received on 25th Oct. 2017, I am writing to express my disagreement with regards to the charges applied due my account was overdrawn.

I have had my account in your bank since 2010, and I have been using it for all my transactions without any issues. Unfortunately, incorrect charges $75 have been recently issued due to uncovered amount in my saving account number A/C 3456772.

However, when I received the latest bank statement, I discovered that it did not include $500 refunds by Carrefour due to a return purchase processed by my debit card. Therefore, my account balance dropped below the overdrawing limit. Generally, If the refunds were processed on timely manner by your bank system, I should not have received the deduction notification.

As this is clearly your bank system mistake, I would request you to reflect the refunds into my account as a matter of urgency and waive the additional charges ($70) accordingly. Please ensure all my transactions are updated in your system on time in order to avoid such confusion in the future.

I am looking forward to hearing from you soon.

Yours faithfully,

SAM

Votes
Average: 8.9 (1 vote)
Essays by the user:

Transition Words or Phrases used:
accordingly, however, if, look, so, therefore

Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments

Performance on Part of Speech:
To be verbs : 6.0 7.48453608247 80% => OK
Auxiliary verbs: 2.0 4.92783505155 41% => OK
Conjunction : 3.0 5.05154639175 59% => More conjunction wanted.
Relative clauses : 2.0 3.03092783505 66% => OK
Pronoun: 29.0 32.9175257732 88% => OK
Preposition: 27.0 26.3917525773 102% => OK
Nominalization: 6.0 3.85567010309 156% => OK

Performance on vocabulary words:
No of characters: 986.0 937.175257732 105% => OK
No of words: 197.0 206.0 96% => OK
Chars per words: 5.00507614213 4.54256449028 110% => OK
Fourth root words length: 3.74642080493 3.78020617076 99% => OK
Word Length SD: 2.8374953453 2.54303337028 112% => OK
Unique words: 125.0 127.690721649 98% => OK
Unique words percentage: 0.634517766497 0.622605031667 102% => OK
syllable_count: 297.9 290.88556701 102% => OK
avg_syllables_per_word: 1.5 1.41237113402 106% => OK

A sentence (or a clause, phrase) starts by:
Pronoun: 8.0 9.13402061856 88% => OK
Article: 0.0 0.824742268041 0% => OK
Subordination: 3.0 1.83505154639 163% => OK
Conjunction: 1.0 0.463917525773 216% => Less conjunction wanted as sentence beginning.
Preposition: 1.0 1.44329896907 69% => OK

Performance on sentences:
How many sentences: 11.0 12.6804123711 87% => OK
Sentence length: 17.0 16.3608247423 104% => OK
Sentence length SD: 45.2404046719 44.8134815571 101% => OK
Chars per sentence: 89.6363636364 76.5299724578 117% => OK
Words per sentence: 17.9090909091 16.8248392259 106% => OK
Discourse Markers: 4.09090909091 4.34317383033 94% => OK
Paragraphs: 5.0 4.29896907216 116% => OK
Language errors: 0.0 2.54639175258 0% => OK
Sentences with positive sentiment : 3.0 7.41237113402 40% => More positive sentences wanted.
Sentences with negative sentiment : 3.0 1.49484536082 201% => Less negative sentences wanted.
Sentences with neutral sentiment: 5.0 3.94845360825 127% => OK
What are sentences with positive/Negative/neutral sentiment?

Coherence and Cohesion:
Essay topic to essay body coherence: 0.291532976763 0.216113520407 135% => OK
Sentence topic coherence: 0.110803301515 0.0766984524023 144% => OK
Sentence topic coherence SD: 0.0576665272551 0.0603063233224 96% => OK
Paragraph topic coherence: 0.160105344487 0.12726935374 126% => OK
Paragraph topic coherence SD: 0.0265957784943 0.0580467560999 46% => Paragraphs are similar to each other. Some content may get duplicated or it is not exactly right on the topic.

Essay readability:
automated_readability_index: 11.1 8.37731958763 133% => OK
flesch_reading_ease: 62.68 70.7449484536 89% => OK
smog_index: 3.1 3.82989690722 81% => OK
flesch_kincaid_grade: 8.7 7.45979381443 117% => OK
coleman_liau_index: 11.48 8.71597938144 132% => OK
dale_chall_readability_score: 8.81 7.59969072165 116% => OK
difficult_words: 54.0 41.2886597938 131% => OK
linsear_write_formula: 11.0 8.62886597938 127% => OK
gunning_fog: 8.8 8.54432989691 103% => OK
text_standard: 9.0 8.15463917526 110% => OK
What are above readability scores?

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Rates: 89.8876404494 out of 100
Scores by essay e-grader: 8.0 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.