Many people are using credit cards or loan to run up huge personal debts that they may be unable to repay. It should therefore be more difficult for individuals to borrow large amounts of money.

Essay topics:

Many people are using credit cards or loan to run up huge personal debts that they may be unable to repay. It should therefore be more difficult for individuals to borrow large amounts of money.

The subject about the settlement of individual debt is a complex one. It is an undeniable fact that more number of citizens manage their vast amount of debts by using credit cards or loans as it results in lack of reimbursement. Also, leads to lots of trouble in borrowing more amount of cash.

As for those who face more problems in winding their debt, they feel in this way because it is a major burden for then. For instance, a study last month found that the banks and some corporate organizations provides lot of funds to the employees whoever hold the credit card. Therefore, many mankind think to utilize this opportunity, without pre-planning to settle the amount, they get cash as much as they can. As a result, during the settlement period they fail to pay the EMI or the debt amount because it is difficult to pay the huge amount and also, more money is needed at that time for some other expenses, they plan to postpone the payment of their previous loan amount.

Father more, few mankind states that they got much debt by using credit cards because of the instant payment methods using cards and then, they are not more consious about the cash want they are spending. Therfore, it is clear that due to the improper pre-planning awareness on repaying the debt, many citizens experience a big burden. I agree that this also leads to many problems in handling cash. In my opinion to overcome this, the government and volunteer organizations should come forward to create awareness about the results that happens when someone gets over debt. Also, everyone should realize their economic should realize their economic state and beware about this facts.

To conclude, I agree that it is a burden when some one get debt beyond their limit. It also leads to problem in managing their finance. To overcome this everyone should realize their financial state.

Votes
Average: 6.1 (1 vote)
This essay topic by users
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2016-09-23 thamizhsakthivel 61 view
Essays by user thamizhsakthivel :

Comments

Grammar and spelling errors:
Line 3, column 288, Rule ID: MANY_NN_U[1]
Message: Possible agreement error. The noun mankind seems to be uncountable; consider using: 'much mankind', 'a good deal of mankind'.
Suggestion: much mankind; a good deal of mankind
...hoever hold the credit card. Therefore, many mankind think to utilize this opportunity, with...
^^^^^^^^^^^^
Line 5, column 674, Rule ID: THIS_NNS[1]
Message: Did you mean 'these'?
Suggestion: these
...e their economic state and beware about this facts. To conclude, I agree that it...
^^^^

Discourse Markers used:
['also', 'if', 'so', 'then', 'therefore', 'as for', 'for instance', 'as a result', 'in my opinion']

Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments

Performance in Part of Speech:
Nouns: 0.249291784703 0.247107183377 101% => OK
Verbs: 0.152974504249 0.155533422707 98% => OK
Adjectives: 0.0878186968839 0.0946595960268 93% => OK
Adverbs: 0.0311614730878 0.0501214627716 62% => OK
Pronouns: 0.0736543909348 0.0437548338989 168% => Less pronouns wanted. Try not to use 'you, I, they, he...' as the subject of a sentence
Prepositions: 0.124645892351 0.122226691241 102% => OK
Participles: 0.028328611898 0.0403226058552 70% => OK
Conjunctions: 2.43706517737 2.80594681477 87% => OK
Infinitives: 0.0396600566572 0.0326793684256 121% => OK
Particles: 0.0028328611898 0.00163938923432 173% => OK
Determiners: 0.0991501416431 0.0861772015684 115% => OK
Modal_auxiliary: 0.014164305949 0.021408717616 66% => OK
WH_determiners: 0.014164305949 0.011925033212 119% => OK

Vocabulary words and sentences:
No of characters: 1871.0 1933.35771543 97% => OK
No of words: 322.0 316.048096192 102% => OK
Chars per words: 5.81055900621 6.12580529183 95% => OK
Fourth root words length: 4.23607819155 4.20517956788 101% => OK
words length more than 5 chars: 0.316770186335 0.374742101984 85% => OK
words length more than 6 chars: 0.232919254658 0.28420135186 82% => OK
words length more than 7 chars: 0.139751552795 0.203846283523 69% => OK
words length more than 8 chars: 0.0807453416149 0.137316102897 59% => OK
Word Length SD: 2.43706517737 2.80594681477 87% => OK
Unique words: 166.0 176.037074148 94% => OK
Unique words percentage: 0.515527950311 0.56093040696 92% => More unique words wanted or less content wanted.
Word variations: 53.1629213607 60.7387585426 88% => OK
How many sentences: 15.0 16.0891783567 93% => OK
Sentence length: 21.4666666667 20.7743622355 103% => OK
Sentence length SD: 59.1900892605 49.517814964 120% => OK
Chars per sentence: 124.733333333 127.492653851 98% => OK
Words per sentence: 21.4666666667 20.7743622355 103% => OK
Discourse Markers: 0.6 0.814263465372 74% => OK
Paragraphs: 4.0 4.38877755511 91% => OK
Language errors: 2.0 3.99599198397 50% => OK
Readability: 44.7585921325 49.1944974215 91% => OK
Elegance: 1.56043956044 1.69124875643 92% => OK

Coherence and Cohesion:
Essay topic to essay body coherence: 0.298167694064 0.332605444948 90% => OK
Sentence sentence coherence: 0.130590584898 0.102741220458 127% => OK
Sentence sentence coherence SD: 0.0676309302587 0.0668466124924 101% => OK
Sentence paragraph coherence: 0.541186426497 0.534860350844 101% => OK
Sentence paragraph coherence SD: 0.132118371603 0.148594505496 89% => OK
Sentence topic coherence: 0.124019661084 0.134430193775 92% => OK
Sentence topic coherence SD: 0.0512682404755 0.0742795772207 69% => OK
Paragraph paragraph coherence: 0.371437779449 0.324371583561 115% => OK
Paragraph paragraph coherence SD: 0.049581123992 0.0638462369009 78% => OK
Paragraph topic coherence: 0.208778006299 0.228012699653 92% => OK
Paragraph topic coherence SD: 0.0261462562869 0.058150111329 45% => The ideas may be duplicated in paragraphs.

Task Achievement:
Sentences with positive sentiment : 4.0 8.68436873747 46% => OK
Sentences with negative sentiment : 9.0 3.9879759519 226% => OK
Sentences with neutral sentiment: 2.0 3.41683366733 59% => OK
Positive topic words: 4.0 5.90881763527 68% => OK
Negative topic words: 7.0 2.5751503006 272% => OK
Neutral topic words: 0.0 1.9629258517 0% => More neutral topic words wanted.
Total topic words: 11.0 10.4468937876 105% => OK
What are sentences with positive/Negative/neutral sentiment?

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Rates: 61.797752809 out of 100
Scores by essay e-grader: 5.5 Out of 9
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Note: This is not the final score. The e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.