It is true that nowadays it is easier to be given a credit card, and there is not any trouble with it when the owner has enough money in the bank account for paying the things that he is buying.
I think of the credit card as a financial product that a company is selling you, and it has its advantages. The major one is that a credit line allows people to afford for things that cost more than the total amount of money available in their bank account. This can be very helpful in many situations. To illustrate this I could describe a situation in which someone is far away from home, and his cash has been stolen or misplaced. With a credit card he could afford a hotel, a flight ticket or whatever he needs to return home, even if he has no money in his bank account. Of course, this service has costs, that are the taxes for having the credit card and the interest rate for the money he borrowed, that will have to be returned.
On the other hand, there is the problem related to those who are not able to manage their own money. They often buy more things that they can afford, just because their credit card let them do it. These situations do often ends with the economic bankruptcy of the card holder.
In conclusion, I think that the advantages a having a credit card outweigh the disadvantages for those who are able to manage their money, and the contrary is the case to those that expend more money that they already have.
- the chart below shows the percentage of adults of different age groups in the UK who used internet everyday from 2003-2006. 78
- The chart below shows the results of a survey of people who visited four types of tourist attraction in Britain in the year 1999. 78
- Most employers do job interviews before offering a position to a person. Do you think this is the best way to do it, or are there better alternatives? What is the best method of choosing employees in your opinion? 61
- Topic The graphs indicate the source of complaints about the Bank of America and the amount of time it takes to have the complaints resolved Summarise the information by selecting and report in the main features and make comparisons where relevant Write a 73
- Nowadays men's sports are given far more attention by society compared to women's sports.what are the reasons for that?Do you think is a positive or a negative development? 67
Transition Words or Phrases used:
if, so, i think, in conclusion, of course, it is true, on the other hand
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 16.0 13.1623246493 122% => OK
Auxiliary verbs: 5.0 7.85571142285 64% => OK
Conjunction : 7.0 10.4138276553 67% => OK
Relative clauses : 15.0 7.30460921844 205% => Less relative clauses wanted (maybe 'which' is over used).
Pronoun: 43.0 24.0651302605 179% => Less pronouns wanted
Preposition: 24.0 41.998997996 57% => More preposition wanted.
Nominalization: 1.0 8.3376753507 12% => More nominalizations (nouns with a suffix like: tion ment ence ance) wanted.
Performance on vocabulary words:
No of characters: 1168.0 1615.20841683 72% => OK
No of words: 271.0 315.596192385 86% => More content wanted.
Chars per words: 4.30996309963 5.12529762239 84% => OK
Fourth root words length: 4.05734859645 4.20363070211 97% => OK
Word Length SD: 2.20495066549 2.80592935109 79% => OK
Unique words: 138.0 176.041082164 78% => More unique words wanted.
Unique words percentage: 0.509225092251 0.561755894193 91% => More unique words wanted or less content wanted.
syllable_count: 368.1 506.74238477 73% => OK
avg_syllables_per_word: 1.4 1.60771543086 87% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 9.0 5.43587174349 166% => OK
Article: 2.0 2.52805611222 79% => OK
Subordination: 1.0 2.10420841683 48% => OK
Conjunction: 4.0 0.809619238477 494% => Less conjunction wanted as sentence beginning.
Preposition: 5.0 4.76152304609 105% => OK
Performance on sentences:
How many sentences: 11.0 16.0721442886 68% => Need more sentences. Double check the format of sentences, make sure there is a space between two sentences, or have enough periods. And also check the lengths of sentences, maybe they are too long.
Sentence length: 24.0 20.2975951904 118% => OK
Sentence length SD: 49.3339103533 49.4020404114 100% => OK
Chars per sentence: 106.181818182 106.682146367 100% => OK
Words per sentence: 24.6363636364 20.7667163134 119% => OK
Discourse Markers: 6.54545454545 7.06120827912 93% => OK
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 0.0 5.01903807615 0% => OK
Sentences with positive sentiment : 9.0 8.67935871743 104% => OK
Sentences with negative sentiment : 1.0 3.9879759519 25% => More negative sentences wanted.
Sentences with neutral sentiment: 1.0 3.4128256513 29% => More facts, knowledge or examples wanted.
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.332965330327 0.244688304435 136% => OK
Sentence topic coherence: 0.125347736962 0.084324248473 149% => OK
Sentence topic coherence SD: 0.0721434307663 0.0667982634062 108% => OK
Paragraph topic coherence: 0.218595491442 0.151304729494 144% => OK
Paragraph topic coherence SD: 0.0263041191753 0.056905535591 46% => Paragraphs are similar to each other. Some content may get duplicated or it is not exactly right on the topic.
Essay readability:
automated_readability_index: 11.2 13.0946893788 86% => Automated_readability_index is low.
flesch_reading_ease: 64.04 50.2224549098 128% => OK
smog_index: 3.1 7.44779559118 42% => Smog_index is low.
flesch_kincaid_grade: 10.3 11.3001002004 91% => OK
coleman_liau_index: 8.01 12.4159519038 65% => OK
dale_chall_readability_score: 7.1 8.58950901804 83% => OK
difficult_words: 39.0 78.4519038076 50% => More difficult words wanted.
linsear_write_formula: 10.5 9.78957915832 107% => OK
gunning_fog: 11.6 10.1190380762 115% => OK
text_standard: 11.0 10.7795591182 102% => OK
What are above readability scores?
---------------------
Rates: 56.1797752809 out of 100
Scores by essay e-grader: 5.0 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.