Some people get into debt by buying things they don’t need and can’t afford. What are the reasons for this behaviour? What action can be taken to prevent people from having this problem?

Essay topics:

Some people get into debt by buying things they don’t need and can’t afford. What are the reasons for this behaviour? What action can be taken to prevent people from having this problem?

It is true that nowadays, people in society get loans for things that are not really important for them, nor they easily afford, which mostly result in debts. This essay will look at the possible causes of this negative tendency and suggest solutions to improve the situation in this regard.

One reason behind most people get into debts is people want to show luxuries standard to others in society. This means, they believe in show-off trend, in which, even if they do not have enough ability to have more material possessions, the try to get all things in on loans. For instance, different banks and appliances stores have also introduced new marketing polices, which help them for increased sales on options like instalments and loans. These sorts of schemes have been attracting more of low level consumers, who usually cannot afford and buy things. Although, they do not really need such things, but they do just for the sack of show off and as a result, they end up themselves in debts.

It is important that action is taken to combat these problems otherwise people would get themselves into worst situation. Subsequently, People should think twice before buying anything which is not necessarily important for them. Firstly, they must make sure about their basic needs and maintain the flow of earning and spending. Secondly, they should understand that banks and such a store which offer loans and different packages are only their new business strategies and should not go avail these offers until have strong back. More importantly, people should avoid showing off things which, however, have more drawbacks for them then just temporary standing image.
In conclusion, it is clear that there several causes people get into debts just to show luxuries standard to other people in society. Therefore, get themselves stuck into loan schemes of various organizations; however, maintaining their budget by fulfilling basic needs, getting themselves awareness of marketing plans and preventing non-permanent image are effective solutions

Votes
Average: 8.4 (1 vote)

Comments

Grammar and spelling errors:
Line 5, column 101, Rule ID: THE_SUPERLATIVE[2]
Message: A determiner is probably missing here: 'into the worst'.
Suggestion: into the worst
...s otherwise people would get themselves into worst situation. Subsequently, People should ...
^^^^^^^^^^

Transition Words or Phrases used:
also, but, first, firstly, however, if, look, really, second, secondly, so, then, therefore, for instance, in conclusion, as a result, it is true

Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments

Performance on Part of Speech:
To be verbs : 10.0 13.1623246493 76% => OK
Auxiliary verbs: 9.0 7.85571142285 115% => OK
Conjunction : 13.0 10.4138276553 125% => OK
Relative clauses : 12.0 7.30460921844 164% => OK
Pronoun: 34.0 24.0651302605 141% => Less pronouns wanted
Preposition: 42.0 41.998997996 100% => OK
Nominalization: 3.0 8.3376753507 36% => More nominalizations (nouns with a suffix like: tion ment ence ance) wanted.

Performance on vocabulary words:
No of characters: 1721.0 1615.20841683 107% => OK
No of words: 330.0 315.596192385 105% => OK
Chars per words: 5.21515151515 5.12529762239 102% => OK
Fourth root words length: 4.26214759535 4.20363070211 101% => OK
Word Length SD: 2.54279984223 2.80592935109 91% => OK
Unique words: 192.0 176.041082164 109% => OK
Unique words percentage: 0.581818181818 0.561755894193 104% => OK
syllable_count: 506.7 506.74238477 100% => OK
avg_syllables_per_word: 1.5 1.60771543086 93% => OK

A sentence (or a clause, phrase) starts by:
Pronoun: 11.0 5.43587174349 202% => Less pronouns wanted as sentence beginning.
Article: 1.0 2.52805611222 40% => OK
Subordination: 1.0 2.10420841683 48% => OK
Conjunction: 2.0 0.809619238477 247% => Less conjunction wanted as sentence beginning.
Preposition: 2.0 4.76152304609 42% => More preposition wanted as sentence beginning.

Performance on sentences:
How many sentences: 14.0 16.0721442886 87% => OK
Sentence length: 23.0 20.2975951904 113% => OK
Sentence length SD: 38.7154058879 49.4020404114 78% => OK
Chars per sentence: 122.928571429 106.682146367 115% => OK
Words per sentence: 23.5714285714 20.7667163134 114% => OK
Discourse Markers: 10.3571428571 7.06120827912 147% => OK
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 1.0 5.01903807615 20% => OK
Sentences with positive sentiment : 8.0 8.67935871743 92% => OK
Sentences with negative sentiment : 5.0 3.9879759519 125% => OK
Sentences with neutral sentiment: 1.0 3.4128256513 29% => More facts, knowledge or examples wanted.
What are sentences with positive/Negative/neutral sentiment?

Coherence and Cohesion:
Essay topic to essay body coherence: 0.290394261715 0.244688304435 119% => OK
Sentence topic coherence: 0.105882505048 0.084324248473 126% => OK
Sentence topic coherence SD: 0.0506873234317 0.0667982634062 76% => OK
Paragraph topic coherence: 0.182605361411 0.151304729494 121% => OK
Paragraph topic coherence SD: 0.0318531999255 0.056905535591 56% => OK

Essay readability:
automated_readability_index: 14.9 13.0946893788 114% => OK
flesch_reading_ease: 56.59 50.2224549098 113% => OK
smog_index: 3.1 7.44779559118 42% => Smog_index is low.
flesch_kincaid_grade: 11.1 11.3001002004 98% => OK
coleman_liau_index: 13.29 12.4159519038 107% => OK
dale_chall_readability_score: 8.41 8.58950901804 98% => OK
difficult_words: 76.0 78.4519038076 97% => OK
linsear_write_formula: 13.0 9.78957915832 133% => OK
gunning_fog: 11.2 10.1190380762 111% => OK
text_standard: 13.0 10.7795591182 121% => OK
What are above readability scores?

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Rates: 84.2696629213 out of 100
Scores by essay e-grader: 7.5 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.