Some people get into debt by buying things they don’t need and can’t afford. What are the reasons for this behaviour? What action can be taken to prevent people from having this problem?
One reason why people can go in minus on their bank accounts is because they buy unnecessary things with the money they don’t have. Cause that can explain this behavior is to show-off themselves to others. Additionally, they don’t think about risks of bankruptcy. Definitely, introducing financial courses in the educational system can make improvements, as well as proper self-education.
Humans are prone to hacking their mindsets and shopping materials they will never use, only because they have seen it somewhere. For example, tobacco products advertisements are forbidden; however, corporations use subconscious messages to get into our mind. Additionally, we are exposed to enormous number of advertisements all around us. For instance, on the smartphones, social media, sport competitions images with a product intended for sale are shown. As a result, we conduct instant shopping based on the memorized messages that are stored somewhere inside of our brain.
On the other hand, people who are well aware of all downturns that bad choices and overspending can bring, will always make wise shopping. If every education system can at least give couple of courses on that topic, many more people will be saved from financial debts. Furthermore, media should involve more programs, articles and radio shows about impact of advertisements and to evoke people to be more rational. Moreover, bank institutions can limit the amount of a debt in which their clients can go. One smart move is to cut the credit cards, and use only cash.
To sum up, lack of education is the main reason why people spend more they have. Besides that, individuals spend funds to show-off themselves in their surroundings. However, rational humans will think twice before every purchase they make. As a result, this type of people cannot be found in situations that can lead them to the financial crisis, and they will always think about their future.
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Transition Words or Phrases used:
besides, furthermore, however, if, moreover, so, well, at least, for example, for instance, of course, as a result, as well as, to sum up, on the other hand
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 13.0 13.1623246493 99% => OK
Auxiliary verbs: 15.0 7.85571142285 191% => OK
Conjunction : 6.0 10.4138276553 58% => More conjunction wanted.
Relative clauses : 8.0 7.30460921844 110% => OK
Pronoun: 30.0 24.0651302605 125% => Less pronouns wanted
Preposition: 44.0 41.998997996 105% => OK
Nominalization: 4.0 8.3376753507 48% => More nominalizations (nouns with a suffix like: tion ment ence ance) wanted.
Performance on vocabulary words:
No of characters: 1634.0 1615.20841683 101% => OK
No of words: 312.0 315.596192385 99% => OK
Chars per words: 5.23717948718 5.12529762239 102% => OK
Fourth root words length: 4.20279927342 4.20363070211 100% => OK
Word Length SD: 2.86559971659 2.80592935109 102% => OK
Unique words: 183.0 176.041082164 104% => OK
Unique words percentage: 0.586538461538 0.561755894193 104% => OK
syllable_count: 507.6 506.74238477 100% => OK
avg_syllables_per_word: 1.6 1.60771543086 100% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 4.0 5.43587174349 74% => OK
Article: 0.0 2.52805611222 0% => OK
Subordination: 4.0 2.10420841683 190% => OK
Conjunction: 2.0 0.809619238477 247% => Less conjunction wanted as sentence beginning.
Preposition: 4.0 4.76152304609 84% => OK
Performance on sentences:
How many sentences: 18.0 16.0721442886 112% => OK
Sentence length: 17.0 20.2975951904 84% => The Avg. Sentence Length is relatively short.
Sentence length SD: 29.8570669096 49.4020404114 60% => OK
Chars per sentence: 90.7777777778 106.682146367 85% => OK
Words per sentence: 17.3333333333 20.7667163134 83% => OK
Discourse Markers: 8.66666666667 7.06120827912 123% => OK
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 0.0 5.01903807615 0% => OK
Sentences with positive sentiment : 4.0 8.67935871743 46% => More positive sentences wanted.
Sentences with negative sentiment : 5.0 3.9879759519 125% => OK
Sentences with neutral sentiment: 9.0 3.4128256513 264% => Less facts, knowledge or examples wanted.
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.29007975105 0.244688304435 119% => OK
Sentence topic coherence: 0.0812349252822 0.084324248473 96% => OK
Sentence topic coherence SD: 0.0717550210074 0.0667982634062 107% => OK
Paragraph topic coherence: 0.175316640214 0.151304729494 116% => OK
Paragraph topic coherence SD: 0.0816706961839 0.056905535591 144% => OK
Essay readability:
automated_readability_index: 11.9 13.0946893788 91% => Automated_readability_index is low.
flesch_reading_ease: 54.22 50.2224549098 108% => OK
smog_index: 8.8 7.44779559118 118% => OK
flesch_kincaid_grade: 9.9 11.3001002004 88% => OK
coleman_liau_index: 12.82 12.4159519038 103% => OK
dale_chall_readability_score: 8.38 8.58950901804 98% => OK
difficult_words: 77.0 78.4519038076 98% => OK
linsear_write_formula: 9.0 9.78957915832 92% => OK
gunning_fog: 8.8 10.1190380762 87% => OK
text_standard: 9.0 10.7795591182 83% => OK
What are above readability scores?
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Rates: 78.6516853933 out of 100
Scores by essay e-grader: 7.0 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.