Online payment applications usage has become ubiquitous in many countries nowadays. While these mobile applications have issues like cyber-attacks and disturbing advertisement pop-ups with each click, there are major benefits like banking convenience and strong security measures from genuine bankers. This essay will discuss in detail regarding these advantages and disadvantages, and provide evidence on why I believe that the benefits of online payment methods outweigh its drawbacks.
Digital payment applications usage has a few disadvantages. One of these drawbacks is that these apps are vulnerable to cyber-attacks. Although the web designers claim for the safety of the apps, there are many reported complaints like money laundering by hackers in many countries. Other than this, there are plenty of ads which pops-up while navigating through these apps that are click baits. For instance, when a person opens a bank app, there is a probability that it is linked to an advert with a disturbing image or adult content.
However, there are many advantages of the online payment platforms which outweigh these issues. These payment modes make people's life easier as they do not have to physically go to a bank to make a transaction, unlike the earlier days. It not only saves traveling challenges but also saves a lot of time as bank transactions can be made with just one click. Another major benefit is that genuine online banks have educational materials which guarantee safety of the customers personal information. For example, banks like ADCB, Emirates NBD keeps on sending online security alerts via SMS and emails, like importance of not sharing a password to a fake caller, to ensure that their customers are aware of the precautions which they need to take for the safety of their account.
In conclusion, use of online applications has become increasingly common nowadays. Despite the risks of payment account being hacked and unwanted advert pop-ups, in my opinion, people will continue to use these applications as these are more convenient than going to a bank and there are genuine banks who ensure safe transactions.
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Grammar and spelling errors:
Line 5, column 1, Rule ID: SENT_START_CONJUNCTIVE_LINKING_ADVERB_COMMA[1]
Message: Did you forget a comma after a conjunctive/linking adverb?
Suggestion: However,
...a disturbing image or adult content. However there are many advantages of the online...
^^^^^^^
Transition Words or Phrases used:
also, but, however, if, regarding, so, while, for example, for instance, in conclusion, in my opinion
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 15.0 13.1623246493 114% => OK
Auxiliary verbs: 4.0 7.85571142285 51% => OK
Conjunction : 9.0 10.4138276553 86% => OK
Relative clauses : 12.0 7.30460921844 164% => OK
Pronoun: 25.0 24.0651302605 104% => OK
Preposition: 44.0 41.998997996 105% => OK
Nominalization: 13.0 8.3376753507 156% => OK
Performance on vocabulary words:
No of characters: 1779.0 1615.20841683 110% => OK
No of words: 340.0 315.596192385 108% => OK
Chars per words: 5.23235294118 5.12529762239 102% => OK
Fourth root words length: 4.29407602571 4.20363070211 102% => OK
Word Length SD: 2.80430187329 2.80592935109 100% => OK
Unique words: 196.0 176.041082164 111% => OK
Unique words percentage: 0.576470588235 0.561755894193 103% => OK
syllable_count: 571.5 506.74238477 113% => OK
avg_syllables_per_word: 1.7 1.60771543086 106% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 3.0 5.43587174349 55% => OK
Article: 0.0 2.52805611222 0% => OK
Subordination: 3.0 2.10420841683 143% => OK
Conjunction: 1.0 0.809619238477 124% => OK
Preposition: 5.0 4.76152304609 105% => OK
Performance on sentences:
How many sentences: 15.0 16.0721442886 93% => OK
Sentence length: 22.0 20.2975951904 108% => OK
Sentence length SD: 64.2493752672 49.4020404114 130% => OK
Chars per sentence: 118.6 106.682146367 111% => OK
Words per sentence: 22.6666666667 20.7667163134 109% => OK
Discourse Markers: 6.73333333333 7.06120827912 95% => OK
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 1.0 5.01903807615 20% => OK
Sentences with positive sentiment : 8.0 8.67935871743 92% => OK
Sentences with negative sentiment : 4.0 3.9879759519 100% => OK
Sentences with neutral sentiment: 3.0 3.4128256513 88% => OK
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.147225347683 0.244688304435 60% => OK
Sentence topic coherence: 0.0555972029378 0.084324248473 66% => OK
Sentence topic coherence SD: 0.0499956575092 0.0667982634062 75% => OK
Paragraph topic coherence: 0.0959342643364 0.151304729494 63% => OK
Paragraph topic coherence SD: 0.0298879710162 0.056905535591 53% => OK
Essay readability:
automated_readability_index: 14.5 13.0946893788 111% => OK
flesch_reading_ease: 40.69 50.2224549098 81% => OK
smog_index: 8.8 7.44779559118 118% => OK
flesch_kincaid_grade: 13.1 11.3001002004 116% => OK
coleman_liau_index: 13.35 12.4159519038 108% => OK
dale_chall_readability_score: 9.42 8.58950901804 110% => OK
difficult_words: 101.0 78.4519038076 129% => OK
linsear_write_formula: 9.0 9.78957915832 92% => OK
gunning_fog: 10.8 10.1190380762 107% => OK
text_standard: 9.0 10.7795591182 83% => OK
What are above readability scores?
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Rates: 84.2696629213 out of 100
Scores by essay e-grader: 7.5 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.