Some people think it is the best to save money, for example in a bank or savings scheme. Other people feel that money should be spent whenever it is available. Discuss these views and give your opinion.
Not only has spending money been assisting in creating more jobs for the people, but also it has been stimulating the economy. Yet some people still believe that people should be cultivating the habit of saving money in financial institutions.
One probable reason why some think that people should be saving more money is that, perhaps, banks would be flexible in lending loan to applicants. Of course, good-savings culture reduces financial risk that borrowers may pose and, consequently, increases the confidence of financial institutions in people. As a result, banks may easily lend money to people in order to establish businesses, which is commendable. But I think that chronic-savings habit of the people may affect loan refund, should they choose to save their money instead of spend it to patronize loan-funded businesses. Therefore, banks may have a rethink about how they dispense loans.
Having said that, I believe spending money is beneficial in some ways. Firstly, the economy of a country becomes stronger when fund circulates amongst people. The government charges people tax, which remits into federal accounts, as they pay for goods and services. Such remittances are then used in a variety of ways to strengthen the economy. Secondly, having people who are spending money as they are earning it may assist in creating more employment opportunities. This is because these people would be patronizing shops and purchasing items, resulting in increasing demands of goods and services. In such situation, businesses probably would keep growing and be opening more branches so as to be meeting up with demands, thereby hiring more workers.
In conclusion, saving money in financial institutions has a minor, uncertain benefit which is flexible loan to the people, on the one hand. On the other hand, spending money has major advantages such as blossom economy and an ever-increasing job market. If the latter is encouraged, there will be limitless growth for both the economy and the people.
- some say History is one of the most important school subjects Other people think that in world subjects like science and technology are more important than History Discuss both views and give your opinion 84
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Grammar and spelling errors:
Line 5, column 531, Rule ID: WHITESPACE_RULE
Message: Possible typo: you repeated a whitespace
Suggestion:
..., should they choose to save their money instead of spend it to patronize loan-fu...
^^
Line 8, column 690, Rule ID: SO_AS_TO[1]
Message: Use simply 'to'
Suggestion: to
...ep growing and be opening more branches so as to be meeting up with demands, thereby hir...
^^^^^^^^
Transition Words or Phrases used:
also, but, consequently, first, firstly, if, may, second, secondly, so, still, then, therefore, as to, i think, in conclusion, of course, such as, as a result, on the other hand
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 18.0 13.1623246493 137% => OK
Auxiliary verbs: 12.0 7.85571142285 153% => OK
Conjunction : 10.0 10.4138276553 96% => OK
Relative clauses : 11.0 7.30460921844 151% => OK
Pronoun: 18.0 24.0651302605 75% => OK
Preposition: 34.0 41.998997996 81% => OK
Nominalization: 4.0 8.3376753507 48% => More nominalizations (nouns with a suffix like: tion ment ence ance) wanted.
Performance on vocabulary words:
No of characters: 1702.0 1615.20841683 105% => OK
No of words: 321.0 315.596192385 102% => OK
Chars per words: 5.30218068536 5.12529762239 103% => OK
Fourth root words length: 4.23278547379 4.20363070211 101% => OK
Word Length SD: 2.88597296874 2.80592935109 103% => OK
Unique words: 178.0 176.041082164 101% => OK
Unique words percentage: 0.554517133956 0.561755894193 99% => OK
syllable_count: 519.3 506.74238477 102% => OK
avg_syllables_per_word: 1.6 1.60771543086 100% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 2.0 5.43587174349 37% => OK
Article: 2.0 2.52805611222 79% => OK
Subordination: 3.0 2.10420841683 143% => OK
Conjunction: 3.0 0.809619238477 371% => Less conjunction wanted as sentence beginning.
Preposition: 5.0 4.76152304609 105% => OK
Performance on sentences:
How many sentences: 17.0 16.0721442886 106% => OK
Sentence length: 18.0 20.2975951904 89% => OK
Sentence length SD: 30.4688848036 49.4020404114 62% => OK
Chars per sentence: 100.117647059 106.682146367 94% => OK
Words per sentence: 18.8823529412 20.7667163134 91% => OK
Discourse Markers: 10.4117647059 7.06120827912 147% => OK
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 2.0 5.01903807615 40% => OK
Sentences with positive sentiment : 13.0 8.67935871743 150% => OK
Sentences with negative sentiment : 1.0 3.9879759519 25% => More negative sentences wanted.
Sentences with neutral sentiment: 3.0 3.4128256513 88% => OK
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.323891974439 0.244688304435 132% => OK
Sentence topic coherence: 0.106350147526 0.084324248473 126% => OK
Sentence topic coherence SD: 0.0920695934793 0.0667982634062 138% => OK
Paragraph topic coherence: 0.212926269712 0.151304729494 141% => OK
Paragraph topic coherence SD: 0.0704315545154 0.056905535591 124% => OK
Essay readability:
automated_readability_index: 13.0 13.0946893788 99% => OK
flesch_reading_ease: 53.21 50.2224549098 106% => OK
smog_index: 8.8 7.44779559118 118% => OK
flesch_kincaid_grade: 10.3 11.3001002004 91% => OK
coleman_liau_index: 13.46 12.4159519038 108% => OK
dale_chall_readability_score: 8.71 8.58950901804 101% => OK
difficult_words: 85.0 78.4519038076 108% => OK
linsear_write_formula: 11.5 9.78957915832 117% => OK
gunning_fog: 9.2 10.1190380762 91% => OK
text_standard: 9.0 10.7795591182 83% => OK
What are above readability scores?
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Rates: 73.0337078652 out of 100
Scores by essay e-grader: 6.5 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.