In a cashless society, people use more credit cards. What are the advantages and disadvantages of this phenomenon?

Essay topics:

In a cashless society, people use more credit cards. What are the advantages and disadvantages of this phenomenon?

The ubiquity of credit cards has resulted in a cash free society. Some people think that the common use of credit cards is beneficial for a society while others maintain that excessive use of credit cards has rendered the society as cashless. This essay will discuss the advantages and disadvantages on the use of credit cards.

Firstly, credit cards have eased out the burden of carrying heavy cash in pockets. Moreover, use of credit cards keep an individual safe from various mishaps in which there is a likeliness to lose all cash. As an example, a credit card holder encountering robbery will only lose credit card and save the loss of hard cash which is one of the biggest advantages of credit cards. As a matter of fact, credit cards have not only augmented to the cashless environment but also proved to be a securer means in case of mishaps.

On the other hand, credit cards also have some negative aspects. Above all, most banks have a credit limit which cannot be exceeded. Therefore, the buying power is restricted and at times an individual is unable to buy products of interest. For instance, in Pakistan most banks offer credit cards with an upper limit of 0.1 million rupees which highly effects the buying power of customers. As a result, in such scenarios hard cash is only the solution and thus increasing the risks of robbery too.

In conclusion, although there are both pros and cons of cons for the use of credit cards, however, owing to the security and ease of carrying of credit cards provide its advantages overweigh its disadvantages

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Transition Words or Phrases used:
also, but, first, firstly, however, moreover, so, therefore, thus, while, for instance, in conclusion, as a matter of fact, as a result, on the other hand

Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments

Performance on Part of Speech:
To be verbs : 9.0 10.5418719212 85% => OK
Auxiliary verbs: 3.0 6.10837438424 49% => OK
Conjunction : 7.0 8.36945812808 84% => OK
Relative clauses : 6.0 5.94088669951 101% => OK
Pronoun: 5.0 20.9802955665 24% => OK
Preposition: 38.0 31.9359605911 119% => OK
Nominalization: 3.0 5.75862068966 52% => More nominalizations (nouns with a suffix like: tion ment ence ance) wanted.

Performance on vocabulary words:
No of characters: 1301.0 1207.87684729 108% => OK
No of words: 271.0 242.827586207 112% => OK
Chars per words: 4.80073800738 5.00649968141 96% => OK
Fourth root words length: 4.05734859645 3.92707691288 103% => OK
Word Length SD: 2.50824269894 2.71678728327 92% => OK
Unique words: 140.0 139.433497537 100% => OK
Unique words percentage: 0.516605166052 0.580463131201 89% => More unique words wanted or less content wanted.
syllable_count: 408.6 379.143842365 108% => OK
avg_syllables_per_word: 1.5 1.57093596059 95% => OK

A sentence (or a clause, phrase) starts by:
Pronoun: 1.0 4.6157635468 22% => OK
Article: 3.0 1.56157635468 192% => OK
Subordination: 4.0 1.71428571429 233% => Less adverbial clause wanted.
Conjunction: 0.0 0.931034482759 0% => OK
Preposition: 6.0 3.65517241379 164% => OK

Performance on sentences:
How many sentences: 13.0 12.6551724138 103% => OK
Sentence length: 20.0 20.5024630542 98% => OK
Sentence length SD: 45.3954354768 50.4703680194 90% => OK
Chars per sentence: 100.076923077 104.977214359 95% => OK
Words per sentence: 20.8461538462 20.9669160288 99% => OK
Discourse Markers: 11.8461538462 7.25397266985 163% => OK
Paragraphs: 4.0 4.12807881773 97% => OK
Language errors: 0.0 5.33497536946 0% => OK
Sentences with positive sentiment : 12.0 6.9802955665 172% => OK
Sentences with negative sentiment : 1.0 2.75862068966 36% => More negative sentences wanted.
Sentences with neutral sentiment: 0.0 2.91625615764 0% => More facts, knowledge or examples wanted.
What are sentences with positive/Negative/neutral sentiment?

Coherence and Cohesion:
Essay topic to essay body coherence: 0.265941600166 0.242375264174 110% => OK
Sentence topic coherence: 0.109536221269 0.0925447433944 118% => OK
Sentence topic coherence SD: 0.108251663346 0.071462118173 151% => OK
Paragraph topic coherence: 0.194805373369 0.151781067708 128% => OK
Paragraph topic coherence SD: 0.11957839664 0.0609392437508 196% => OK

Essay readability:
automated_readability_index: 11.6 12.6369458128 92% => Automated_readability_index is low.
flesch_reading_ease: 59.64 53.1260098522 112% => OK
smog_index: 8.8 6.54236453202 135% => OK
flesch_kincaid_grade: 9.9 10.9458128079 90% => OK
coleman_liau_index: 10.56 11.5310837438 92% => OK
dale_chall_readability_score: 8.3 8.32886699507 100% => OK
difficult_words: 63.0 55.0591133005 114% => OK
linsear_write_formula: 8.5 9.94827586207 85% => OK
gunning_fog: 10.0 10.3980295567 96% => OK
text_standard: 10.0 10.5123152709 95% => OK
What are above readability scores?

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Rates: 55.5555555556 out of 100
Scores by essay e-grader: 50.0 Out of 90
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.