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Post date	Users	Rates	Content
2018-02-23	Nita	73	Check this topic
2018-10-04	eyraen	73	Check this topic

Topic title: Many people are using credit cards or loans to run up huge personal debts that they may be unable to repay. It should, therefore, be made more difficult for individuals to borrow large amounts of money.What is your opinion on this?

Topic category: IELTS Writing Task II - IELTS Academic