TPO 31 - Question 4
Mental Accounting
Although they may not realize it, people do not always manage their money in responsible way. In their minds, people tend to divide their money into different categories as if they were putting it into separate mental bank accounts. This tendency is known as mental accounting. People mentally store some money in one account to be saved, while they imagine other money being stored in another account from which money can be taken and freely spent. Mental accounting can lead people to spend more money than they should, which can make it difficult for them to save enough money to achieve their long-term financial goals.
TPO 31 - Question 4
Mental Accounting
Although they may not realize it, people do not always manage their money in responsible way. In their minds, people tend to divide their money into different categories as if they were putting it into separate mental bank accounts. This tendency is known as mental accounting. People mentally store some money in one account to be saved, while they imagine other money being stored in another account from which money can be taken and freely spent. Mental accounting can lead people to spend more money than they should, which can make it difficult for them to save enough money to achieve their long-term financial goals.
| Post dates | Users | rates | Contents |
|---|---|---|---|
| 2018-09-14 | Happy_me | 60.00 | Check this speaking |
| 2018-07-31 | Mennatallah | 66.00 | Check this speaking |
| 2018-07-23 | anamunteanu | 65.00 | Check this speaking |
| 2016-12-07 | mgrajapt | 70.00 | Check this speaking |
| 2019-12-11 | Bobby1987 | 66.00 | Check this speaking |
- The final project for this course will be an oral presentation. Students must work with an assigned partner to select a topic and complete all related research for the project. The partners will orally present their research to the class during the last t 53
- TPO 46 - Question 3No More Posters Outside the Student CenterTraditionally, students have been permitted to put up posters advertising events, clubs, and activities on the concrete wall outside the main entrance to the student center Beginning next semest 78
- Choice-Supportive BiasPeople often make decisions by considering the advantages and disadvantages of each option. However, after a person selects an option, there is a tendency for that person to exhibit the choice- supportive bias. After selecting an opt 56
- TPO 32 - Question 4Choice-Supportive BiasPeople often make decisions by considering the advantages and disadvantages of each option. However, after a person selects an option, there is a tendency for that person to exhibit the choice- supportive bias. Aft 76
- TPO 31 - Question 2Some university students choose to take difficult classes even if they know they might not get a good grade in the class. Other students prefer to take easier classes in which they know they will get a good grade. Which do you prefer? E 70
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on vocabulary words:
No of characters: 566.0 592.248995984 96% => OK
No of words: 142.0 155.574297189 91% => More words wanted. You may: choose simpler words or speak faster or remove hesitations or remove long pauses, and fully use the time, do NOT save one or two seconds.
Chars per words: 3.98591549296 3.80514564318 105% => OK
Fourth root words length: 3.45201032557 3.525876923 98% => OK
Word Length SD: 1.71975233843 1.79077849142 96% => OK
Unique words: 90.0 93.7148594378 96% => OK
Unique words percentage: 0.633802816901 0.604071249207 105% => OK
Syllable count: 171.0 185.844578313 92% => OK
Avg_syllables_per_word: 1.2 1.19417670683 100% => OK
Performance on coherence:
Topic speech coherence ratio: 0.113016558605 0.0650381309087 174% => OK
Acoustic performance on paragraphs:
How many acoustic paragraphs: 2.0 4.35341365462 46% => OK
Average paragraph length: 71.0 68.503853103 104% => OK
STD paragraph length: 1.0 21.3332995233 5% => OK
Average paragraph duration: 29.915 25.9943957902 115% => OK
STD paragraph duration: 0.315 7.84667146824 4% => The duration of acoustic paragraphs keeps same.
Acoustic performance on sentences:
How many acoustic sentences: 46.0 42.0642570281 109% => OK
Average acoustic sentence length: 3.08695652174 4.02192344571 77% => OK
STD acoustic sentence length: 2.03048598762 3.1217529195 65% => OK
Average acoustic sentences duration: 1.25739130435 1.45093177766 87% => OK
STD acoustic sentences duration: 0.706520668896 0.99851816184 71% => OK
Acoustic performance on acoustic silence:(An acoustic silence means a little pause between two or more words)
How many acoustic silence: 42.0 39.0421686747 108% => OK
Total acoustic silence duration: 8.86 7.12997991968 124% => It may have a lot of silences or every silence is too long.
Average acoustic silence duration: 0.210952380952 0.185688545393 114% => OK
STD acoustic silence duration: 0.157341144739 0.155154303396 101% => OK
Acoustic performance on acoustic words:
Total word duration: 46.82 47.1480722892 99% => OK
Average word duration: 0.329718309859 0.305395592593 108% => OK
STD word duration: 0.192236443548 0.189427763521 101% => OK
Disfluencies: like hesitations, or 'ehn' or taking a long time to pronounce a word:
How many disfluencies: 15.0 7.94979919679 189% => It may have 'ehn' in the speaking, or it has hesitations or overlapping speeches.
Total_disfluencies_duration: 10.76 6.2937751004 171% => Somehow the hesitation is serious.
Total acoustic noise duration: 2.23 3.39508032129 66% => OK
Acoustic rates:
Total speech duration: 59.83 59.7592369478 100% => OK
Compare to expected duration: 0.997166666667 0.995987282463 100% => OK
Rate of silence: 0.701988968745 0.656000678711 107% => OK
Rate of speech: 2.37339127528 2.60215298798 91% => Need to bring more content.
Rate of speech by unique words: 1.50426207588 1.56821927147 96% => OK
Rate of word duration by unique words: 1.92225544639 1.99336655568 96% => OK
Average articulation rates: 0.3259665 0.317803793328 103% => OK
---------------------
Rates: 71.6666666667 out of 100
Scores by speech e-grader: 21.5 Out of 30
---------------------
Note: the speech e-grader does NOT examine the meaning of words and ideas.