In a cashless society, people use more credit cards. What are the advantages and disadvantages of this phenomenon?

Essay topics:

In a cashless society, people use more credit cards. What are the advantages and disadvantages of this phenomenon?

There is no denying that people are electing cashless transaction. The world has become now a global village. I am going to discuss both positive and negative part of the given topic before reaching a decision.
There are myriad benefits of using credit cards. To begin with the positive sides, one can while accessing the internet pay the sundry bills and purchase the number of things within seconds. By following above practice, there is a huge saving in terms of time and people need not stand in long queues. As per the recent experiment was done by the Oxford University, there has been a drastic increase in selling of the various kind of ATM cards like visa card, debit card, credit card due to more usage of online or cashless transactions.
There are also negative opinions also exist with above positive points mentioned. Firstly, people are always under fear of internet hacking and online scam questions. Secondly, banks sometimes make the hidden charges for the online transaction which are not actually cited in the offer so, people are always not aware of if it that is the reason that people usually do the offline transaction or cash transactions instead of online mode. For example, one of news channel has claimed that one of the inhabitants of the city has become the victim of online fraud and due to that around RS. 5 lakhs has been transferred in another account with the help of spam emails.
To sum up, with this, the transaction with the credit card is boon for the people but needs to take care while using this otherwise, it creates a huge problem in life.

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Comments

Transition Words or Phrases used:
actually, also, but, first, firstly, if, second, secondly, so, while, for example, kind of, to begin with, to sum up

Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments

Performance on Part of Speech:
To be verbs : 13.0 10.5418719212 123% => OK
Auxiliary verbs: 2.0 6.10837438424 33% => OK
Conjunction : 8.0 8.36945812808 96% => OK
Relative clauses : 6.0 5.94088669951 101% => OK
Pronoun: 10.0 20.9802955665 48% => OK
Preposition: 42.0 31.9359605911 132% => OK
Nominalization: 5.0 5.75862068966 87% => OK

Performance on vocabulary words:
No of characters: 1312.0 1207.87684729 109% => OK
No of words: 277.0 242.827586207 114% => OK
Chars per words: 4.73646209386 5.00649968141 95% => OK
Fourth root words length: 4.07962216107 3.92707691288 104% => OK
Word Length SD: 2.40672141991 2.71678728327 89% => OK
Unique words: 163.0 139.433497537 117% => OK
Unique words percentage: 0.58844765343 0.580463131201 101% => OK
syllable_count: 419.4 379.143842365 111% => OK
avg_syllables_per_word: 1.5 1.57093596059 95% => OK

A sentence (or a clause, phrase) starts by:
Pronoun: 2.0 4.6157635468 43% => OK
Article: 2.0 1.56157635468 128% => OK
Subordination: 1.0 1.71428571429 58% => OK
Conjunction: 0.0 0.931034482759 0% => OK
Preposition: 4.0 3.65517241379 109% => OK

Performance on sentences:
How many sentences: 13.0 12.6551724138 103% => OK
Sentence length: 21.0 20.5024630542 102% => OK
Sentence length SD: 67.1154617588 50.4703680194 133% => OK
Chars per sentence: 100.923076923 104.977214359 96% => OK
Words per sentence: 21.3076923077 20.9669160288 102% => OK
Discourse Markers: 8.92307692308 7.25397266985 123% => OK
Paragraphs: 4.0 4.12807881773 97% => OK
Language errors: 0.0 5.33497536946 0% => OK
Sentences with positive sentiment : 7.0 6.9802955665 100% => OK
Sentences with negative sentiment : 5.0 2.75862068966 181% => OK
Sentences with neutral sentiment: 1.0 2.91625615764 34% => More facts, knowledge or examples wanted.
What are sentences with positive/Negative/neutral sentiment?

Coherence and Cohesion:
Essay topic to essay body coherence: 0.168627883812 0.242375264174 70% => OK
Sentence topic coherence: 0.0593745551639 0.0925447433944 64% => OK
Sentence topic coherence SD: 0.0763868224491 0.071462118173 107% => OK
Paragraph topic coherence: 0.104241653896 0.151781067708 69% => OK
Paragraph topic coherence SD: 0.051202732058 0.0609392437508 84% => OK

Essay readability:
automated_readability_index: 11.6 12.6369458128 92% => Automated_readability_index is low.
flesch_reading_ease: 58.62 53.1260098522 110% => OK
smog_index: 3.1 6.54236453202 47% => Smog_index is low.
flesch_kincaid_grade: 10.3 10.9458128079 94% => OK
coleman_liau_index: 10.21 11.5310837438 89% => OK
dale_chall_readability_score: 8.27 8.32886699507 99% => OK
difficult_words: 63.0 55.0591133005 114% => OK
linsear_write_formula: 6.5 9.94827586207 65% => OK
gunning_fog: 10.4 10.3980295567 100% => OK
text_standard: 10.0 10.5123152709 95% => OK
What are above readability scores?

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Rates: 80.0 out of 100
Scores by essay e-grader: 72.0 Out of 90
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.