Some people get into debt by buying things they don’t need and can’t afford.
What are the reasons for this behavior?
What action can be taken to prevent people from having this problem?
It is a fact that many people become debtors by spending on products which are not required and are unaffordable. I believe the main reason behind this notion is that advertisements persuade people to buy such products and the most viable solution is a public awareness campaign warning people about the consequences of spending so much and getting into debts.
The primary cause of this phenomenon is that media convince people to buy expensive products. This is to say that media demonstrate the use of a product in a manner that a viewer starts feeling the need for it. The result of this is people believe that a product will make their life easier and happier. Consequently, people buy the product even if it is out of their purchasing power, and end up taking loans from banks. For example, a recent government survey found that 63% of car buyers have bought cars that are costlier than their annual salary package.
To tackle this problem the government should launch a publicity campaign in the media and in schools to educate people about the adverse consequences of spending more than they can bear to spend. An awareness campaign could shed some light on this predicament and allow people to be more open and honest about it. For example, a similar initiative in China resulted in 32% decrease in personal loans that were availed by people to buy expensive items.
In conclusion, people gain hefty debts by purchasing unnecessary and expensive items because media influence them to buy certain products. However, it can be addressed by educating people about the terrible ramifications of overspending.
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Grammar and spelling errors:
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Message: Possible typo: you repeated a whitespace
Suggestion:
...spending so much and getting into debts. The primary cause of this phenomenon is ...
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Line 3, column 560, Rule ID: WHITESPACE_RULE
Message: Possible typo: you repeated a whitespace
Suggestion:
...stlier than their annual salary package. To tackle this problem the government sh...
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Line 5, column 452, Rule ID: WHITESPACE_RULE
Message: Possible typo: you repeated a whitespace
Suggestion:
...vailed by people to buy expensive items. In conclusion, people gain hefty debts b...
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Transition Words or Phrases used:
consequently, however, if, so, for example, in conclusion
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 13.0 13.1623246493 99% => OK
Auxiliary verbs: 6.0 7.85571142285 76% => OK
Conjunction : 9.0 10.4138276553 86% => OK
Relative clauses : 10.0 7.30460921844 137% => OK
Pronoun: 26.0 24.0651302605 108% => OK
Preposition: 38.0 41.998997996 90% => OK
Nominalization: 5.0 8.3376753507 60% => More nominalizations (nouns with a suffix like: tion ment ence ance) wanted.
Performance on vocabulary words:
No of characters: 1358.0 1615.20841683 84% => OK
No of words: 271.0 315.596192385 86% => More content wanted.
Chars per words: 5.0110701107 5.12529762239 98% => OK
Fourth root words length: 4.05734859645 4.20363070211 97% => OK
Word Length SD: 2.74144163532 2.80592935109 98% => OK
Unique words: 150.0 176.041082164 85% => More unique words wanted.
Unique words percentage: 0.553505535055 0.561755894193 99% => OK
syllable_count: 420.3 506.74238477 83% => OK
avg_syllables_per_word: 1.6 1.60771543086 100% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 4.0 5.43587174349 74% => OK
Article: 5.0 2.52805611222 198% => OK
Subordination: 0.0 2.10420841683 0% => More adverbial clause wanted.
Conjunction: 1.0 0.809619238477 124% => OK
Preposition: 2.0 4.76152304609 42% => More preposition wanted as sentence beginning.
Performance on sentences:
How many sentences: 9.0 16.0721442886 56% => Need more sentences. Double check the format of sentences, make sure there is a space between two sentences, or have enough periods. And also check the lengths of sentences, maybe they are too long.
Sentence length: 30.0 20.2975951904 148% => The Avg. Sentence Length is relatively long.
Sentence length SD: 101.860471016 49.4020404114 206% => The lengths of sentences changed so frequently.
Chars per sentence: 150.888888889 106.682146367 141% => OK
Words per sentence: 30.1111111111 20.7667163134 145% => OK
Discourse Markers: 6.33333333333 7.06120827912 90% => OK
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 3.0 5.01903807615 60% => OK
Sentences with positive sentiment : 5.0 8.67935871743 58% => More positive sentences wanted.
Sentences with negative sentiment : 2.0 3.9879759519 50% => More negative sentences wanted.
Sentences with neutral sentiment: 2.0 3.4128256513 59% => OK
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.295581286299 0.244688304435 121% => OK
Sentence topic coherence: 0.120803099639 0.084324248473 143% => OK
Sentence topic coherence SD: 0.0411090681907 0.0667982634062 62% => OK
Paragraph topic coherence: 0.177425890634 0.151304729494 117% => OK
Paragraph topic coherence SD: 0.0200417479078 0.056905535591 35% => Paragraphs are similar to each other. Some content may get duplicated or it is not exactly right on the topic.
Essay readability:
automated_readability_index: 17.2 13.0946893788 131% => OK
flesch_reading_ease: 41.03 50.2224549098 82% => OK
smog_index: 8.8 7.44779559118 118% => OK
flesch_kincaid_grade: 15.0 11.3001002004 133% => OK
coleman_liau_index: 12.37 12.4159519038 100% => OK
dale_chall_readability_score: 8.74 8.58950901804 102% => OK
difficult_words: 62.0 78.4519038076 79% => More difficult words wanted.
linsear_write_formula: 18.5 9.78957915832 189% => OK
gunning_fog: 14.0 10.1190380762 138% => OK
text_standard: 9.0 10.7795591182 83% => OK
What are above readability scores?
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Rates: 56.1797752809 out of 100
Scores by essay e-grader: 5.0 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.