Your bank has told you that they are going to increase the overdraft charges on your current account each month. You are not happy about this. Write a letter to the bank.
In your letter:
-why you are writing to them
-why you think the charges should not have been increased
-what you want them to do
Dear Sir/Madam,
I am writing to you because I recently received a letter from you detailing the new overdraft charges that are going to be put into place next month.
As you will be aware I have a large overdraft currently exceeding £10,000 and the new charges will make it near impossible to pay off. I have had an account with your bank for over ten years and have never seen an increase in charges, such as those presented now.
I am aware that increased charges on large sums of money that have been borrowed are important in levying profits for your business. The increase that has been proposed of paying 5% on top of the regular amount of £350 in charges each month will become a large and difficult amount to repay.
I would, therefore, like you to write to me and explain why such a large increase has been planned. If you are unable to offer a response that is justifiable to both the bank and me, then I will have no choice but to complain to the Financial Ombudsman Service.
I await your response.
Yours faithfully,
Mr John Bell.
- Many people these days have computer, laptops, telephones at their home for work. Do you think, working from home has more advantages or disadvantages? Give reasons. 56
- Companies spend millions each year advertising online in magazines and on billboards These adverts can often encourage people to want and buy things that they do not need What are the positive and negative effects of consumerism 66
- Many people these days have computer, laptops, telephones at their home for work. Do you think, working from home has more advantages or disadvantages? Give reasons. 56
- Computers and modems have made it possible for office workers to do much of their works from home instead of working in offices every day. Working from home should be encouraged as it is good for workers and employees.Do you agree or disagree? 56
- Many people prefer to spend money and not save it. What are the reasons? Is it a positive or negative development? 73
Transition Words or Phrases used:
but, if, then, therefore, such as
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 9.0 7.48453608247 120% => OK
Auxiliary verbs: 5.0 4.92783505155 101% => OK
Conjunction : 6.0 5.05154639175 119% => OK
Relative clauses : 5.0 3.03092783505 165% => OK
Pronoun: 26.0 32.9175257732 79% => OK
Preposition: 25.0 26.3917525773 95% => OK
Nominalization: 0.0 3.85567010309 0% => More nominalizations (nouns with a suffix like: tion ment ence ance) wanted.
Performance on vocabulary words:
No of characters: 877.0 937.175257732 94% => OK
No of words: 192.0 206.0 93% => More content wanted.
Chars per words: 4.56770833333 4.54256449028 101% => OK
Fourth root words length: 3.72241943641 3.78020617076 98% => OK
Word Length SD: 2.44611525029 2.54303337028 96% => OK
Unique words: 116.0 127.690721649 91% => More unique words wanted.
Unique words percentage: 0.604166666667 0.622605031667 97% => OK
syllable_count: 267.3 290.88556701 92% => OK
avg_syllables_per_word: 1.4 1.41237113402 99% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 6.0 9.13402061856 66% => OK
Article: 1.0 0.824742268041 121% => OK
Subordination: 2.0 1.83505154639 109% => OK
Conjunction: 0.0 0.463917525773 0% => OK
Preposition: 1.0 1.44329896907 69% => OK
Performance on sentences:
How many sentences: 9.0 12.6804123711 71% => Need more sentences. Double check the format of sentences, make sure there is a space between two sentences, or have enough periods. And also check the lengths of sentences, maybe they are too long.
Sentence length: 21.0 16.3608247423 128% => The Avg. Sentence Length is relatively long.
Sentence length SD: 50.7543101618 44.8134815571 113% => OK
Chars per sentence: 97.4444444444 76.5299724578 127% => OK
Words per sentence: 21.3333333333 16.8248392259 127% => OK
Discourse Markers: 3.66666666667 4.34317383033 84% => OK
Paragraphs: 5.0 4.29896907216 116% => OK
Language errors: 0.0 2.54639175258 0% => OK
Sentences with positive sentiment : 5.0 7.41237113402 67% => OK
Sentences with negative sentiment : 4.0 1.49484536082 268% => Less negative sentences wanted.
Sentences with neutral sentiment: 0.0 3.94845360825 0% => More facts, knowledge or examples wanted.
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.403894018883 0.216113520407 187% => OK
Sentence topic coherence: 0.145982155035 0.0766984524023 190% => OK
Sentence topic coherence SD: 0.0566851543238 0.0603063233224 94% => OK
Paragraph topic coherence: 0.199871436316 0.12726935374 157% => OK
Paragraph topic coherence SD: 0.0647782989824 0.0580467560999 112% => OK
Essay readability:
automated_readability_index: 10.8 8.37731958763 129% => OK
flesch_reading_ease: 67.08 70.7449484536 95% => OK
smog_index: 3.1 3.82989690722 81% => OK
flesch_kincaid_grade: 9.1 7.45979381443 122% => OK
coleman_liau_index: 9.23 8.71597938144 106% => OK
dale_chall_readability_score: 7.39 7.59969072165 97% => OK
difficult_words: 33.0 41.2886597938 80% => More difficult words wanted.
linsear_write_formula: 13.0 8.62886597938 151% => OK
gunning_fog: 10.4 8.54432989691 122% => OK
text_standard: 11.0 8.15463917526 135% => OK
What are above readability scores?
---------------------
Rates: 73.0337078652 out of 100
Scores by essay e-grader: 6.5 Out of 9
---------------------
Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.