In many countries paying for things using mobile phone apps is becoming increasingly common Does this development have more advantages or more disadvantages

Exchanging goods has witnessed a huge improvement from the times when barter system was prevalent to the days where printed currency is used as a mode of payment. Because of the advancements in technology, it is becoming a common practice to use cellphone based apps for making the payments or completing any financial transactions. While this development has both pros and cons, I think this development has more benefits than the side-effects it creates.

Firstly, user experience in terms of using the Mobile phone applications is enriching. Although the initial days of apps faced some technical discrepancies such as phone getting hanged or shutting down altogether, more robust principles have been employed in the later releases that catered for stability as well as User interface improvements. According to Payments Authority of India, last financial year has seen a huge spike in payments made via mobile apps namely Google Pay, Phonepe, PayTm which contributed to about 45% of the marketshare of transactions. Also, it is expected that this trend will further reach higher percentages in the upcoming years proving how advantageous consumers are finding such modes.

Secondly, using apps to make payments has drastically reduced the need to carry cash and cards to the shopping centres. Gone are the days where a heavy wallet with fully loaded cash or cards used to be an additional baggage when someone wants to purchase anything or complete any payments. From my personal experience, there were often times where I got frustrated and helpless as I had to travel back to my home whenever I forgot my wallet. With mobile phone becoming an integral accessory, I now feel much relaxed even if I miss my wallet at home as I can simply use the mobile phone to purchase anything of my choice.

To conclude, while there are certainly disadvantages that are often resulted due to poorly maintained security in some apps, such instances can be avoided if the users can employ some safety features in their phones. Overall, this transition of enabling the payments using mobile phone apps has more advantages comparatively.

Votes
Average: 8.9 (2 votes)
Essays by the user:

Grammar and spelling errors:
Line 5, column 126, Rule ID: MASS_AGREEMENT[1]
Message: Consider using third-person verb forms for singular and mass nouns: 'is'.
Suggestion: is
...and cards to the shopping centres. Gone are the days where a heavy wallet with full...
^^^

Transition Words or Phrases used:
also, but, first, firstly, if, second, secondly, so, well, while, i think, such as, as well as

Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments

Performance on Part of Speech:
To be verbs : 13.0 13.1623246493 99% => OK
Auxiliary verbs: 5.0 7.85571142285 64% => OK
Conjunction : 7.0 10.4138276553 67% => OK
Relative clauses : 9.0 7.30460921844 123% => OK
Pronoun: 23.0 24.0651302605 96% => OK
Preposition: 37.0 41.998997996 88% => OK
Nominalization: 7.0 8.3376753507 84% => OK

Performance on vocabulary words:
No of characters: 1788.0 1615.20841683 111% => OK
No of words: 347.0 315.596192385 110% => OK
Chars per words: 5.15273775216 5.12529762239 101% => OK
Fourth root words length: 4.31600926901 4.20363070211 103% => OK
Word Length SD: 2.87398929464 2.80592935109 102% => OK
Unique words: 207.0 176.041082164 118% => OK
Unique words percentage: 0.596541786744 0.561755894193 106% => OK
syllable_count: 575.1 506.74238477 113% => OK
avg_syllables_per_word: 1.7 1.60771543086 106% => OK

A sentence (or a clause, phrase) starts by:
Pronoun: 5.0 5.43587174349 92% => OK
Article: 0.0 2.52805611222 0% => OK
Subordination: 4.0 2.10420841683 190% => OK
Conjunction: 0.0 0.809619238477 0% => OK
Preposition: 5.0 4.76152304609 105% => OK

Performance on sentences:
How many sentences: 13.0 16.0721442886 81% => Need more sentences. Double check the format of sentences, make sure there is a space between two sentences, or have enough periods. And also check the lengths of sentences, maybe they are too long.
Sentence length: 26.0 20.2975951904 128% => The Avg. Sentence Length is relatively long.
Sentence length SD: 46.0357463373 49.4020404114 93% => OK
Chars per sentence: 137.538461538 106.682146367 129% => OK
Words per sentence: 26.6923076923 20.7667163134 129% => OK
Discourse Markers: 7.23076923077 7.06120827912 102% => OK
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 1.0 5.01903807615 20% => OK
Sentences with positive sentiment : 8.0 8.67935871743 92% => OK
Sentences with negative sentiment : 1.0 3.9879759519 25% => More negative sentences wanted.
Sentences with neutral sentiment: 4.0 3.4128256513 117% => OK
What are sentences with positive/Negative/neutral sentiment?

Coherence and Cohesion:
Essay topic to essay body coherence: 0.290687769862 0.244688304435 119% => OK
Sentence topic coherence: 0.100644544978 0.084324248473 119% => OK
Sentence topic coherence SD: 0.0877077764577 0.0667982634062 131% => OK
Paragraph topic coherence: 0.169464492158 0.151304729494 112% => OK
Paragraph topic coherence SD: 0.045499343372 0.056905535591 80% => OK

Essay readability:
automated_readability_index: 16.2 13.0946893788 124% => OK
flesch_reading_ease: 36.63 50.2224549098 73% => OK
smog_index: 8.8 7.44779559118 118% => OK
flesch_kincaid_grade: 14.6 11.3001002004 129% => OK
coleman_liau_index: 12.89 12.4159519038 104% => OK
dale_chall_readability_score: 9.89 8.58950901804 115% => OK
difficult_words: 109.0 78.4519038076 139% => OK
linsear_write_formula: 11.5 9.78957915832 117% => OK
gunning_fog: 12.4 10.1190380762 123% => OK
text_standard: 12.0 10.7795591182 111% => OK
What are above readability scores?

---------------------

Rates: 89.8876404494 out of 100
Scores by essay e-grader: 8.0 Out of 9
---------------------
Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.

Grammar and spelling errors:
Line 5, column 126, Rule ID: MASS_AGREEMENT[1]
Message: Consider using third-person verb forms for singular and mass nouns: 'is'.
Suggestion: is
...and cards to the shopping centres. Gone are the days where a heavy wallet with full...
^^^

Transition Words or Phrases used:
also, but, first, firstly, if, second, secondly, so, well, while, i think, such as, as well as

Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments

Performance on Part of Speech:
To be verbs : 13.0 13.1623246493 99% => OK
Auxiliary verbs: 5.0 7.85571142285 64% => OK
Conjunction : 7.0 10.4138276553 67% => OK
Relative clauses : 9.0 7.30460921844 123% => OK
Pronoun: 23.0 24.0651302605 96% => OK
Preposition: 37.0 41.998997996 88% => OK
Nominalization: 7.0 8.3376753507 84% => OK

Performance on vocabulary words:
No of characters: 1788.0 1615.20841683 111% => OK
No of words: 347.0 315.596192385 110% => OK
Chars per words: 5.15273775216 5.12529762239 101% => OK
Fourth root words length: 4.31600926901 4.20363070211 103% => OK
Word Length SD: 2.87398929464 2.80592935109 102% => OK
Unique words: 207.0 176.041082164 118% => OK
Unique words percentage: 0.596541786744 0.561755894193 106% => OK
syllable_count: 575.1 506.74238477 113% => OK
avg_syllables_per_word: 1.7 1.60771543086 106% => OK

A sentence (or a clause, phrase) starts by:
Pronoun: 5.0 5.43587174349 92% => OK
Article: 0.0 2.52805611222 0% => OK
Subordination: 4.0 2.10420841683 190% => OK
Conjunction: 0.0 0.809619238477 0% => OK
Preposition: 5.0 4.76152304609 105% => OK

Performance on sentences:
How many sentences: 13.0 16.0721442886 81% => Need more sentences. Double check the format of sentences, make sure there is a space between two sentences, or have enough periods. And also check the lengths of sentences, maybe they are too long.
Sentence length: 26.0 20.2975951904 128% => The Avg. Sentence Length is relatively long.
Sentence length SD: 46.0357463373 49.4020404114 93% => OK
Chars per sentence: 137.538461538 106.682146367 129% => OK
Words per sentence: 26.6923076923 20.7667163134 129% => OK
Discourse Markers: 7.23076923077 7.06120827912 102% => OK
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 1.0 5.01903807615 20% => OK
Sentences with positive sentiment : 8.0 8.67935871743 92% => OK
Sentences with negative sentiment : 1.0 3.9879759519 25% => More negative sentences wanted.
Sentences with neutral sentiment: 4.0 3.4128256513 117% => OK
What are sentences with positive/Negative/neutral sentiment?

Coherence and Cohesion:
Essay topic to essay body coherence: 0.290687769862 0.244688304435 119% => OK
Sentence topic coherence: 0.100644544978 0.084324248473 119% => OK
Sentence topic coherence SD: 0.0877077764577 0.0667982634062 131% => OK
Paragraph topic coherence: 0.169464492158 0.151304729494 112% => OK
Paragraph topic coherence SD: 0.045499343372 0.056905535591 80% => OK

Essay readability:
automated_readability_index: 16.2 13.0946893788 124% => OK
flesch_reading_ease: 36.63 50.2224549098 73% => OK
smog_index: 8.8 7.44779559118 118% => OK
flesch_kincaid_grade: 14.6 11.3001002004 129% => OK
coleman_liau_index: 12.89 12.4159519038 104% => OK
dale_chall_readability_score: 9.89 8.58950901804 115% => OK
difficult_words: 109.0 78.4519038076 139% => OK
linsear_write_formula: 11.5 9.78957915832 117% => OK
gunning_fog: 12.4 10.1190380762 123% => OK
text_standard: 12.0 10.7795591182 111% => OK
What are above readability scores?

---------------------

Rates: 89.8876404494 out of 100
Scores by essay e-grader: 8.0 Out of 9
---------------------
Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.