A lot of young people do not know how to manage their money when graduating from high school. What do you think are the reasons? What can be done to teach them this important skill?
In contemporary society, many young people are unable to manage their money and lack financial management skills towards both theoretical and practical aspects. There are many forces that foster the consistency of the problem that can be analyzed and addressed separately. This essay will present an overview of causes and potential solutions to this phenomenon.
Firstly, it is note-worthy that the lack of training in personal finance provided by parents is widely perceived as the main reason. Nowadays, many sociological studies have shown that although it is invisible, children and teenagers tend to imitate their parent’s shopping habits. For example, many parents prefer to spend money on shopping in leisure time rather than engage in outdoor activities in natural environment, which can affect their childrens’ habits. Secondly, another factor that has added fuel to the fire is the fact that traditional curriculums focused on core subjects like mathematics, science or literature and overlooked personal finance classes. In other words, the lack of theoretical knowledge is accompanied by the limitation of practical financial management capabilities.
In tackling this problem, some effective and feasible measures should be adopted by parents. To be specific, parents should enhance awareness of young people’s daily expenses and make them realize the real value of money. The best approach to tackle this problem is to focus on the fact that schools should open extra classes to train about personal financial management skills until graduation, which is a stepping-stone to independent life in the university environment.
In conclusion, lacking training in individual expenses and finance classes are the main reasons. In dealing with this matter, parents and schools should play the active role as mentioned above.
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Transition Words or Phrases used:
first, firstly, if, look, second, secondly, so, for example, in conclusion, in other words
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 13.0 13.1623246493 99% => OK
Auxiliary verbs: 7.0 7.85571142285 89% => OK
Conjunction : 11.0 10.4138276553 106% => OK
Relative clauses : 9.0 7.30460921844 123% => OK
Pronoun: 18.0 24.0651302605 75% => OK
Preposition: 39.0 41.998997996 93% => OK
Nominalization: 12.0 8.3376753507 144% => OK
Performance on vocabulary words:
No of characters: 1566.0 1615.20841683 97% => OK
No of words: 278.0 315.596192385 88% => More content wanted.
Chars per words: 5.63309352518 5.12529762239 110% => OK
Fourth root words length: 4.08329915638 4.20363070211 97% => OK
Word Length SD: 2.91885141753 2.80592935109 104% => OK
Unique words: 168.0 176.041082164 95% => OK
Unique words percentage: 0.604316546763 0.561755894193 108% => OK
syllable_count: 486.9 506.74238477 96% => OK
avg_syllables_per_word: 1.8 1.60771543086 112% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 2.0 5.43587174349 37% => OK
Article: 2.0 2.52805611222 79% => OK
Subordination: 0.0 2.10420841683 0% => More adverbial clause wanted.
Conjunction: 0.0 0.809619238477 0% => OK
Preposition: 6.0 4.76152304609 126% => OK
Performance on sentences:
How many sentences: 13.0 16.0721442886 81% => Need more sentences. Double check the format of sentences, make sure there is a space between two sentences, or have enough periods. And also check the lengths of sentences, maybe they are too long.
Sentence length: 21.0 20.2975951904 103% => OK
Sentence length SD: 46.7286007727 49.4020404114 95% => OK
Chars per sentence: 120.461538462 106.682146367 113% => OK
Words per sentence: 21.3846153846 20.7667163134 103% => OK
Discourse Markers: 6.92307692308 7.06120827912 98% => OK
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 0.0 5.01903807615 0% => OK
Sentences with positive sentiment : 6.0 8.67935871743 69% => OK
Sentences with negative sentiment : 5.0 3.9879759519 125% => OK
Sentences with neutral sentiment: 2.0 3.4128256513 59% => OK
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.164583679319 0.244688304435 67% => OK
Sentence topic coherence: 0.0561433096858 0.084324248473 67% => OK
Sentence topic coherence SD: 0.0453180950975 0.0667982634062 68% => OK
Paragraph topic coherence: 0.101385003227 0.151304729494 67% => OK
Paragraph topic coherence SD: 0.0550778174666 0.056905535591 97% => OK
Essay readability:
automated_readability_index: 15.8 13.0946893788 121% => OK
flesch_reading_ease: 33.24 50.2224549098 66% => OK
smog_index: 11.2 7.44779559118 150% => OK
flesch_kincaid_grade: 13.8 11.3001002004 122% => OK
coleman_liau_index: 15.37 12.4159519038 124% => OK
dale_chall_readability_score: 10.3 8.58950901804 120% => OK
difficult_words: 99.0 78.4519038076 126% => OK
linsear_write_formula: 12.0 9.78957915832 123% => OK
gunning_fog: 10.4 10.1190380762 103% => OK
text_standard: 12.0 10.7795591182 111% => OK
What are above readability scores?
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Rates: 61.797752809 out of 100
Scores by essay e-grader: 5.5 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.