Levels of consumer debt are increasing across the world To address this a new subject should be introduced in secondary school how to manage personal finances Discuss and give your opinion

Grammar and spelling errors:
Line 3, column 455, Rule ID: POSSESIVE_APOSTROPHE[1]
Message: Possible typo: apostrophe is missing. Did you mean 'individuals'' or 'individual's'?
Suggestion: individuals'; individual's
...think personal finance management is an individuals problem and it cannot be taught. Each p...
^^^^^^^^^^^

Transition Words or Phrases used:
also, consequently, first, firstly, if, second, secondly, so, therefore, third, thirdly, in summary, on the other hand

Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments

Performance on Part of Speech:
To be verbs : 20.0 13.1623246493 152% => OK
Auxiliary verbs: 19.0 7.85571142285 242% => Less auxiliary verb wanted.
Conjunction : 15.0 10.4138276553 144% => OK
Relative clauses : 13.0 7.30460921844 178% => OK
Pronoun: 48.0 24.0651302605 199% => Less pronouns wanted
Preposition: 55.0 41.998997996 131% => OK
Nominalization: 12.0 8.3376753507 144% => OK

Performance on vocabulary words:
No of characters: 2234.0 1615.20841683 138% => OK
No of words: 448.0 315.596192385 142% => Less content wanted.
Chars per words: 4.98660714286 5.12529762239 97% => OK
Fourth root words length: 4.60065326758 4.20363070211 109% => OK
Word Length SD: 2.59776551721 2.80592935109 93% => OK
Unique words: 214.0 176.041082164 122% => OK
Unique words percentage: 0.477678571429 0.561755894193 85% => More unique words wanted or less content wanted.
syllable_count: 694.8 506.74238477 137% => OK
avg_syllables_per_word: 1.6 1.60771543086 100% => OK

A sentence (or a clause, phrase) starts by:
Pronoun: 6.0 5.43587174349 110% => OK
Article: 4.0 2.52805611222 158% => OK
Subordination: 3.0 2.10420841683 143% => OK
Conjunction: 3.0 0.809619238477 371% => Less conjunction wanted as sentence beginning.
Preposition: 5.0 4.76152304609 105% => OK

Performance on sentences:
How many sentences: 20.0 16.0721442886 124% => OK
Sentence length: 22.0 20.2975951904 108% => OK
Sentence length SD: 44.3908774412 49.4020404114 90% => OK
Chars per sentence: 111.7 106.682146367 105% => OK
Words per sentence: 22.4 20.7667163134 108% => OK
Discourse Markers: 5.9 7.06120827912 84% => OK
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 1.0 5.01903807615 20% => OK
Sentences with positive sentiment : 8.0 8.67935871743 92% => OK
Sentences with negative sentiment : 7.0 3.9879759519 176% => OK
Sentences with neutral sentiment: 5.0 3.4128256513 147% => OK
What are sentences with positive/Negative/neutral sentiment?

Coherence and Cohesion:
Essay topic to essay body coherence: 0.226228338616 0.244688304435 92% => OK
Sentence topic coherence: 0.0793181739561 0.084324248473 94% => OK
Sentence topic coherence SD: 0.0563777945068 0.0667982634062 84% => OK
Paragraph topic coherence: 0.160150944539 0.151304729494 106% => OK
Paragraph topic coherence SD: 0.0512413084438 0.056905535591 90% => OK

Essay readability:
automated_readability_index: 13.3 13.0946893788 102% => OK
flesch_reading_ease: 49.15 50.2224549098 98% => OK
smog_index: 8.8 7.44779559118 118% => OK
flesch_kincaid_grade: 11.9 11.3001002004 105% => OK
coleman_liau_index: 11.96 12.4159519038 96% => OK
dale_chall_readability_score: 7.79 8.58950901804 91% => OK
difficult_words: 87.0 78.4519038076 111% => OK
linsear_write_formula: 15.0 9.78957915832 153% => OK
gunning_fog: 10.8 10.1190380762 107% => OK
text_standard: 12.0 10.7795591182 111% => OK
What are above readability scores?

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Rates: 73.0337078652 out of 100
Scores by essay e-grader: 6.5 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.