Nowadays middle-class people use more credit cards. What are the pros and cons?
With augment in the modernization many trends become popular nowadays, one of which is the usage of the plastic money. It is most prevalent among middle-class families, because of its numerous advantages. However, it consists of many downsides also. This essay will elaborate on both merit and demerits, thus lead to a reasoned conclusion.
To broach the discussion, the usage of the credit card provides myriad of benefits, and the most conspicuous one is that it eliminates the need of carrying the cash. As a result, the possibility of theft decreases to a great extent. For instance, the crime rate has increased to a maximum level in the past decade; hence a person carrying the cash is vulnerable to the criminals. Besides, it allows the freedom to purchase a product anytime, thus preventing the feeling of helplessness. Therefore, it is clear that its usage is indispensable in today’s society.
On the other hand, however, there are also some cons of this vogue. The most preponderant is that it can lead a person into the debt. Not only the freedom to spend the money can hike the expenditure but also it can put colossal of pressure to repay the installment. As an illustration, there are many incidences in which an individual fails to repay the money; hence the bank acquires the asset, bought from the money. Also, people tend to buy useless things, because of the convenience.
Hence, unnecessary usage can create a problem in the life of users.
In view of arguments discussed above, it can be concluded that the cashless society consists of both pros and cons. Therefore, credit cards should be used wisely and appropriately.
| Post date | Users | Rates | Link to Content |
|---|---|---|---|
| 2022-07-13 | Nawal Fatima | 77 | view |
| 2021-10-12 | sahar.sharifi.1984 | 88 | view |
| 2021-04-18 | vahidmetall | 85 | view |
| 2020-11-27 | Alireza.r.m | 85 | view |
| 2020-09-15 | sattar_iust | 88 | view |
Grammar and spelling errors:
Line 1, column 245, Rule ID: ALSO_SENT_END[1]
Message: 'Also' is not used at the end of the sentence. Use 'as well' instead.
Suggestion: as well
... However, it consists of many downsides also. This essay will elaborate on both meri...
^^^^
Transition Words or Phrases used:
also, besides, but, hence, however, if, so, therefore, thus, for instance, as a result, on the other hand, to a great extent
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 11.0 10.5418719212 104% => OK
Auxiliary verbs: 8.0 6.10837438424 131% => OK
Conjunction : 5.0 8.36945812808 60% => More conjunction wanted.
Relative clauses : 6.0 5.94088669951 101% => OK
Pronoun: 16.0 20.9802955665 76% => OK
Preposition: 39.0 31.9359605911 122% => OK
Nominalization: 6.0 5.75862068966 104% => OK
Performance on vocabulary words:
No of characters: 1389.0 1207.87684729 115% => OK
No of words: 277.0 242.827586207 114% => OK
Chars per words: 5.01444043321 5.00649968141 100% => OK
Fourth root words length: 4.07962216107 3.92707691288 104% => OK
Word Length SD: 2.9070003427 2.71678728327 107% => OK
Unique words: 158.0 139.433497537 113% => OK
Unique words percentage: 0.570397111913 0.580463131201 98% => OK
syllable_count: 441.9 379.143842365 117% => OK
avg_syllables_per_word: 1.6 1.57093596059 102% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 6.0 4.6157635468 130% => OK
Article: 4.0 1.56157635468 256% => Less articles wanted as sentence beginning.
Subordination: 4.0 1.71428571429 233% => Less adverbial clause wanted.
Conjunction: 1.0 0.931034482759 107% => OK
Preposition: 6.0 3.65517241379 164% => OK
Performance on sentences:
How many sentences: 17.0 12.6551724138 134% => OK
Sentence length: 16.0 20.5024630542 78% => The Avg. Sentence Length is relatively short.
Sentence length SD: 35.213240668 50.4703680194 70% => OK
Chars per sentence: 81.7058823529 104.977214359 78% => OK
Words per sentence: 16.2941176471 20.9669160288 78% => OK
Discourse Markers: 7.29411764706 7.25397266985 101% => OK
Paragraphs: 5.0 4.12807881773 121% => OK
Language errors: 1.0 5.33497536946 19% => OK
Sentences with positive sentiment : 9.0 6.9802955665 129% => OK
Sentences with negative sentiment : 7.0 2.75862068966 254% => Less negative sentences wanted.
Sentences with neutral sentiment: 1.0 2.91625615764 34% => More facts, knowledge or examples wanted.
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.0879540851612 0.242375264174 36% => The similarity between the topic and the content is low.
Sentence topic coherence: 0.0250942314407 0.0925447433944 27% => Sentence topic similarity is low.
Sentence topic coherence SD: 0.0386440276641 0.071462118173 54% => OK
Paragraph topic coherence: 0.0427785840581 0.151781067708 28% => Maybe some paragraphs are off the topic.
Paragraph topic coherence SD: 0.0359008811002 0.0609392437508 59% => OK
Essay readability:
automated_readability_index: 10.3 12.6369458128 82% => Automated_readability_index is low.
flesch_reading_ease: 55.24 53.1260098522 104% => OK
smog_index: 3.1 6.54236453202 47% => Smog_index is low.
flesch_kincaid_grade: 9.5 10.9458128079 87% => OK
coleman_liau_index: 11.48 11.5310837438 100% => OK
dale_chall_readability_score: 8.88 8.32886699507 107% => OK
difficult_words: 78.0 55.0591133005 142% => OK
linsear_write_formula: 7.0 9.94827586207 70% => OK
gunning_fog: 8.4 10.3980295567 81% => OK
text_standard: 10.0 10.5123152709 95% => OK
What are above readability scores?
---------------------
Rates: 80.0 out of 100
Scores by essay e-grader: 72.0 Out of 90
---------------------
Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.