In a cashless society, people use more credit cards. What are the advantages and disadvantages of this phenomenon?

Our global diaspora is broadly segregated into two halves, oriented and occidental. So, there are bound to be differences, on economical, social, cultural, educational and financial front as well. Therefore, the issue of people using more of credit cards is of no exception and irrefutable. I firmly believe it has numerous advantages and disadvantages. This essay will elaborate my views further and reach a scintillating conclusion.
In other to justify my viewpoint it can be said that cashless society offers people the advantages of banking at their convenient without going to the bank. With the use of credit cards people can make purchase from the comfort of their own home and even online banking making it easier to transfer money to loved ones, friends and paying of bills. Not only this another pivotal aspect of the given statement is that people are able to control and see how their finance is running and access their account immediately their salary is paid in.
However, some people believe that modern day bank overcharge their customers for some percentages whenever credit card is been use and people have become more lazy due to cashless society and is having great effect on our overall health. I personally opined that whatever has an advantages also has disadvantages.
To conclude from the analysis of the above it can be concluded that without credit card humans will struggle to be able to meet up with life necessity, and with credit cards we are always overcharge and self dependant on them. People should be prudent enough to strike a balance approach and make a sound decision regarding using or not using credit card.

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Average: 7.7 (1 vote)
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Grammar and spelling errors:
Line 3, column 276, Rule ID: A_PLURAL[1]
Message: Don't use indefinite articles with plural words. Did you mean 'an advantage' or simply 'advantages'?
Suggestion: an advantage; advantages
.... I personally opined that whatever has an advantages also has disadvantages. To conclude fr...
^^^^^^^^^^^^^
Line 4, column 189, Rule ID: BEEN_PART_AGREEMENT[2]
Message: Consider using a past participle here: 'overcharged'.
Suggestion: overcharged
...ty, and with credit cards we are always overcharge and self dependant on them. People shou...
^^^^^^^^^^
Line 4, column 209, Rule ID: DEPENDENT[1]
Message: Did you mean 'dependent' on?
Suggestion: dependent
...cards we are always overcharge and self dependant on them. People should be prudent enoug...
^^^^^^^^^

Transition Words or Phrases used:
also, however, if, regarding, so, therefore, well

Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments

Performance on Part of Speech:
To be verbs : 16.0 10.5418719212 152% => OK
Auxiliary verbs: 6.0 6.10837438424 98% => OK
Conjunction : 15.0 8.36945812808 179% => OK
Relative clauses : 5.0 5.94088669951 84% => OK
Pronoun: 25.0 20.9802955665 119% => OK
Preposition: 37.0 31.9359605911 116% => OK
Nominalization: 4.0 5.75862068966 69% => OK

Performance on vocabulary words:
No of characters: 1379.0 1207.87684729 114% => OK
No of words: 275.0 242.827586207 113% => OK
Chars per words: 5.01454545455 5.00649968141 100% => OK
Fourth root words length: 4.07223819929 3.92707691288 104% => OK
Word Length SD: 2.67104709093 2.71678728327 98% => OK
Unique words: 166.0 139.433497537 119% => OK
Unique words percentage: 0.603636363636 0.580463131201 104% => OK
syllable_count: 441.9 379.143842365 117% => OK
avg_syllables_per_word: 1.6 1.57093596059 102% => OK

A sentence (or a clause, phrase) starts by:
Pronoun: 4.0 4.6157635468 87% => OK
Article: 1.0 1.56157635468 64% => OK
Subordination: 0.0 1.71428571429 0% => More adverbial clause wanted.
Conjunction: 1.0 0.931034482759 107% => OK
Preposition: 4.0 3.65517241379 109% => OK

Performance on sentences:
How many sentences: 12.0 12.6551724138 95% => OK
Sentence length: 22.0 20.5024630542 107% => OK
Sentence length SD: 59.5851398328 50.4703680194 118% => OK
Chars per sentence: 114.916666667 104.977214359 109% => OK
Words per sentence: 22.9166666667 20.9669160288 109% => OK
Discourse Markers: 4.08333333333 7.25397266985 56% => More transition words/phrases wanted.
Paragraphs: 4.0 4.12807881773 97% => OK
Language errors: 3.0 5.33497536946 56% => OK
Sentences with positive sentiment : 6.0 6.9802955665 86% => OK
Sentences with negative sentiment : 4.0 2.75862068966 145% => OK
Sentences with neutral sentiment: 2.0 2.91625615764 69% => OK
What are sentences with positive/Negative/neutral sentiment?

Coherence and Cohesion:
Essay topic to essay body coherence: 0.242350232717 0.242375264174 100% => OK
Sentence topic coherence: 0.0864993479489 0.0925447433944 93% => OK
Sentence topic coherence SD: 0.0657030226469 0.071462118173 92% => OK
Paragraph topic coherence: 0.148851713742 0.151781067708 98% => OK
Paragraph topic coherence SD: 0.0243443883059 0.0609392437508 40% => Paragraphs are similar to each other. Some content may get duplicated or it is not exactly right on the topic.

Essay readability:
automated_readability_index: 13.6 12.6369458128 108% => OK
flesch_reading_ease: 49.15 53.1260098522 93% => OK
smog_index: 8.8 6.54236453202 135% => OK
flesch_kincaid_grade: 11.9 10.9458128079 109% => OK
coleman_liau_index: 12.07 11.5310837438 105% => OK
dale_chall_readability_score: 8.75 8.32886699507 105% => OK
difficult_words: 70.0 55.0591133005 127% => OK
linsear_write_formula: 7.5 9.94827586207 75% => OK
gunning_fog: 10.8 10.3980295567 104% => OK
text_standard: 9.0 10.5123152709 86% => OK
What are above readability scores?

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Rates: 77.7777777778 out of 100
Scores by essay e-grader: 70.0 Out of 90
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.