do people need to carry cash

Essay topics:

do people need to carry cash

A few decades ago, people had to carry cash in their pockets. However, modern technology brings about many breakthroughs, such as a credit card. I believe that credit cards are handy in a lot of ways. I feel this way for two reasons which I will endeavor to expound upon in the following essay.

To begin with, using a credit card is safer than using cash money. If you are a credit cardholder, you are always protected against fraudulent transactions. The transactions through credit cards are usually put on hold by banks for a couple of days to assure that they are executed by their owners’ consent. On the other hand, if your money is stolen and used for buying any product, which is called an instant payment, it would be complicated for you to claim your money back even though the thief is captured. My experience is a compelling example of this. One day, I received a notification message from my bank about around a thousand-dollar payment. Since it was done without my information, I immediately notified my bank to deactivate my card and filed a dispute paper to ask Master Card to investigate the transaction. Finally, they have recently figured out that I am a victim, and my credit card is skimmed, which culminated in the reimbursement of my money.

Secondly, banks utilize some marketing methods to attract customers’ attention. If you apply for a credit card, it comes with many privileges such as free points, that you can use for online purchases. Moreover, the contactless payment system embedded in a credit card leads to faster payments. For instance, a recent study conducted at Minnesota University surveyed around five thousand people revealed that the most appealing traits of a credit card are that not only it facilitates a quicker payment method but also users can earn miles and points after each purchase and can redeem these to buy expensive flight tickets at free of cost. In contrast, I have never heard a similar system proposed in case cash money is used.

Taking everything mentioned above into account, I firmly conclude that using a credit card is more favorable. This is because you feel more secure against unknown payments, and it gives you a wide variety of benefits.

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Essay Categories

Comments

Transition Words or Phrases used:
also, but, finally, however, if, moreover, second, secondly, so, for instance, i feel, in contrast, such as, to begin with, on the other hand

Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments

Performance on Part of Speech:
To be verbs : 17.0 15.1003584229 113% => OK
Auxiliary verbs: 5.0 9.8082437276 51% => OK
Conjunction : 7.0 13.8261648746 51% => More conjunction wanted.
Relative clauses : 10.0 11.0286738351 91% => OK
Pronoun: 44.0 43.0788530466 102% => OK
Preposition: 48.0 52.1666666667 92% => OK
Nominalization: 10.0 8.0752688172 124% => OK

Performance on vocabulary words:
No of characters: 1858.0 1977.66487455 94% => OK
No of words: 379.0 407.700716846 93% => More content wanted.
Chars per words: 4.90237467018 4.8611393121 101% => OK
Fourth root words length: 4.41224685777 4.48103885553 98% => OK
Word Length SD: 2.81112493546 2.67179642975 105% => OK
Unique words: 228.0 212.727598566 107% => OK
Unique words percentage: 0.601583113456 0.524837075471 115% => OK
syllable_count: 586.8 618.680645161 95% => OK
avg_syllables_per_word: 1.5 1.51630824373 99% => OK

A sentence (or a clause, phrase) starts by:
Pronoun: 13.0 9.59856630824 135% => OK
Article: 4.0 3.08781362007 130% => OK
Subordination: 4.0 3.51792114695 114% => OK
Conjunction: 2.0 1.86738351254 107% => OK
Preposition: 4.0 4.94265232975 81% => OK

Performance on sentences:
How many sentences: 19.0 20.6003584229 92% => OK
Sentence length: 19.0 20.1344086022 94% => OK
Sentence length SD: 66.8451304744 48.9658058833 137% => OK
Chars per sentence: 97.7894736842 100.406767564 97% => OK
Words per sentence: 19.9473684211 20.6045352989 97% => OK
Discourse Markers: 7.42105263158 5.45110844103 136% => OK
Paragraphs: 4.0 4.53405017921 88% => OK
Language errors: 0.0 5.5376344086 0% => OK
Sentences with positive sentiment : 13.0 11.8709677419 110% => OK
Sentences with negative sentiment : 2.0 3.85842293907 52% => More negative sentences wanted.
Sentences with neutral sentiment: 4.0 4.88709677419 82% => OK
What are sentences with positive/Negative/neutral sentiment?

Coherence and Cohesion:
Essay topic to essay body coherence: 0.0598871119514 0.236089414692 25% => The similarity between the topic and the content is low.
Sentence topic coherence: 0.0249535433066 0.076458572812 33% => Sentence topic similarity is low.
Sentence topic coherence SD: 0.0676410632069 0.0737576698707 92% => OK
Paragraph topic coherence: 0.0468548605826 0.150856017488 31% => Maybe some paragraphs are off the topic.
Paragraph topic coherence SD: 0.049102660999 0.0645574589148 76% => OK

Essay readability:
automated_readability_index: 11.6 11.7677419355 99% => OK
flesch_reading_ease: 60.65 58.1214874552 104% => OK
smog_index: 3.1 6.10430107527 51% => Smog_index is low.
flesch_kincaid_grade: 9.5 10.1575268817 94% => OK
coleman_liau_index: 11.14 10.9000537634 102% => OK
dale_chall_readability_score: 9.0 8.01818996416 112% => OK
difficult_words: 106.0 86.8835125448 122% => OK
linsear_write_formula: 6.0 10.002688172 60% => Linsear_write_formula is low.
gunning_fog: 9.6 10.0537634409 95% => OK
text_standard: 10.0 10.247311828 98% => OK
What are above readability scores?

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Better to have 5 paragraphs with 3 arguments. And try always support/against one side but compare two sides, like this:

para 1: introduction
para 2: reason 1. address both of the views presented for reason 1
para 3: reason 2. address both of the views presented for reason 2
para 4: reason 3. address both of the views presented for reason 3
para 5: conclusion.

So how to find out those reasons. There is a formula:

reasons == advantages or

reasons == disadvantages

for example, we can always apply 'save time', 'save/make money', 'find a job', 'make friends', 'get more information' as reasons to all essay/speaking topics.

or we can apply 'waste time', 'waste money', 'no job', 'make bad friends', 'get bad information' as reasons to all essay/speaking topics.

It is not exactly right on the topic in the view of e-grader. Maybe there is a wrong essay topic.

Rates: 3.33333333333 out of 100
Scores by essay e-grader: 1.0 Out of 30
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.