Many people think that credit cards are helpful in times of need. while others say that they are an unnecessary luxury.Give your opinion
Throughout the world, usage of credit card has become a part of everybody's life style. It proves to be helpful for many people, while others believe that it will encourage people to spend money that they do not have. In my opinion, use of credit card is all depends on person’s perspective.
Credit card facilitates people to access more money easily. Nowadays, many people do not carry huge amount of cash and risk along it. They believe to have credit card will help them in unforeseen, or in large purchase. It allows a person to buy it once and setup it later. For example, if a person is abroad and is out of local currency, he can use it to get rid of the situation. In general, credit cards prove to be a saviour in critical time.
On the other hand, many people still choose the old way that is paying by cash. They believe that to have a credit card invite a person for unnecessary expenses. If a person is not able to pay money on time, then they can get into debt or even bankruptcy. For example, if a person does not have good earning and still he is using a credit card may cause him a trouble at the time of payment. So, for some to have a credit card will encourage them to buy all products even though they do not and put them in disastrous consequences.
Finally, in my view, both points are indispensable for human need but the main focus should be on job profile. It all depends on person’s perspective. For some it will work as a charm and for others it will be unnecessary luxury forever.
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Grammar and spelling errors:
Line 4, column 75, Rule ID: MAIN_FOCUS[1]
Message: Use simply 'focus'.
Suggestion: focus
...re indispensable for human need but the main focus should be on job profile. It all depend...
^^^^^^^^^^
Transition Words or Phrases used:
but, finally, if, may, so, still, then, while, for example, in general, in my opinion, in my view, on the other hand
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 11.0 13.1623246493 84% => OK
Auxiliary verbs: 10.0 7.85571142285 127% => OK
Conjunction : 9.0 10.4138276553 86% => OK
Relative clauses : 4.0 7.30460921844 55% => More relative clauses wanted.
Pronoun: 27.0 24.0651302605 112% => OK
Preposition: 35.0 41.998997996 83% => OK
Nominalization: 2.0 8.3376753507 24% => More nominalizations (nouns with a suffix like: tion ment ence ance) wanted.
Performance on vocabulary words:
No of characters: 1247.0 1615.20841683 77% => OK
No of words: 284.0 315.596192385 90% => More content wanted.
Chars per words: 4.39084507042 5.12529762239 86% => OK
Fourth root words length: 4.10515524023 4.20363070211 98% => OK
Word Length SD: 2.51605388995 2.80592935109 90% => OK
Unique words: 145.0 176.041082164 82% => More unique words wanted.
Unique words percentage: 0.510563380282 0.561755894193 91% => More unique words wanted or less content wanted.
syllable_count: 405.0 506.74238477 80% => OK
avg_syllables_per_word: 1.4 1.60771543086 87% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 6.0 5.43587174349 110% => OK
Article: 0.0 2.52805611222 0% => OK
Subordination: 4.0 2.10420841683 190% => OK
Conjunction: 1.0 0.809619238477 124% => OK
Preposition: 5.0 4.76152304609 105% => OK
Performance on sentences:
How many sentences: 17.0 16.0721442886 106% => OK
Sentence length: 16.0 20.2975951904 79% => The Avg. Sentence Length is relatively short.
Sentence length SD: 27.0261951616 49.4020404114 55% => The essay contains lots of sentences with the similar length. More sentence varieties wanted.
Chars per sentence: 73.3529411765 106.682146367 69% => OK
Words per sentence: 16.7058823529 20.7667163134 80% => OK
Discourse Markers: 6.82352941176 7.06120827912 97% => OK
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 1.0 5.01903807615 20% => OK
Sentences with positive sentiment : 10.0 8.67935871743 115% => OK
Sentences with negative sentiment : 3.0 3.9879759519 75% => OK
Sentences with neutral sentiment: 4.0 3.4128256513 117% => OK
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.284738729622 0.244688304435 116% => OK
Sentence topic coherence: 0.0972559831356 0.084324248473 115% => OK
Sentence topic coherence SD: 0.0644690556658 0.0667982634062 97% => OK
Paragraph topic coherence: 0.188495157012 0.151304729494 125% => OK
Paragraph topic coherence SD: 0.0778255803744 0.056905535591 137% => OK
Essay readability:
automated_readability_index: 7.6 13.0946893788 58% => Automated_readability_index is low.
flesch_reading_ease: 72.16 50.2224549098 144% => OK
smog_index: 3.1 7.44779559118 42% => Smog_index is low.
flesch_kincaid_grade: 7.2 11.3001002004 64% => OK
coleman_liau_index: 7.89 12.4159519038 64% => OK
dale_chall_readability_score: 7.04 8.58950901804 82% => OK
difficult_words: 47.0 78.4519038076 60% => More difficult words wanted.
linsear_write_formula: 6.5 9.78957915832 66% => OK
gunning_fog: 8.4 10.1190380762 83% => OK
text_standard: 8.0 10.7795591182 74% => OK
What are above readability scores?
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Rates: 56.1797752809 out of 100
Scores by essay e-grader: 5.0 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.