Advantages and disadvantages of credit card? Does the people of middle-class use more credit card than other people?
Credit card can most simply be defined as a plastic card of great power that lets it’s user buy goods and products on loan even if the person doesn’t have any money with him on the faith that the same would be returned on a future date. I very well agree to the statement that a majority of the credit card services are used by middle-class people for a variety of reasons.
Credit card is a very useful provision because a person carrying this card need not carry cash everywhere. He can even make purchases on credit if he doesn’t have the required amount of money to purchase something. Moreover many a lot of banks provide a lot of discounts and offers to people who purchase stuff online and pay through their credit card. This mere plastic card even proves to be very handy and extremely effective in case of foreign travels as well because a person need not worry about converting the cash and use their credit card during their travel.
Like every aspect has both positive and negative sides to it, owing a credit card can also prove to be quite deleterious mostly because of the common greed a person has to get everything and anything that they see or like. A person keeps making purchases on their card over and over again to a point where they are neck deep in debt and its interest. Things at times comes to a point where the person is not able to repay the same and often has to face dire consequences that come along with it.
Though credit cards can both as an asset and liability and liability seems to be falling mostly on the middle class, but as long a person uses this consciously and cautiously the benefits outweigh the burden.
| Post date | Users | Rates | Link to Content |
|---|---|---|---|
| 2019-02-08 | Ammu helen | 80 | view |
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Grammar and spelling errors:
Line 3, column 1, Rule ID: WHITESPACE_RULE
Message: Possible typo: you repeated a whitespace
Suggestion:
...ass people for a variety of reasons. Credit card is a very useful provision b...
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Line 5, column 221, Rule ID: SENT_START_CONJUNCTIVE_LINKING_ADVERB_COMMA[1]
Message: Did you forget a comma after a conjunctive/linking adverb?
Suggestion: Moreover,
... amount of money to purchase something. Moreover many a lot of banks provide a lot of di...
^^^^^^^^
Line 7, column 1, Rule ID: WHITESPACE_RULE
Message: Possible typo: you repeated a whitespace
Suggestion:
...eir credit card during their travel. Like every aspect has both positive and ...
^^^^^
Line 11, column 1, Rule ID: WHITESPACE_RULE
Message: Possible typo: you repeated a whitespace
Suggestion:
...onsequences that come along with it. Though credit cards can both as an asset...
^^^^^
Transition Words or Phrases used:
also, but, if, moreover, so, well, as to
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 9.0 10.5418719212 85% => OK
Auxiliary verbs: 7.0 6.10837438424 115% => OK
Conjunction : 15.0 8.36945812808 179% => OK
Relative clauses : 8.0 5.94088669951 135% => OK
Pronoun: 22.0 20.9802955665 105% => OK
Preposition: 39.0 31.9359605911 122% => OK
Nominalization: 1.0 5.75862068966 17% => More nominalizations (nouns with a suffix like: tion ment ence ance) wanted.
Performance on vocabulary words:
No of characters: 1384.0 1207.87684729 115% => OK
No of words: 303.0 242.827586207 125% => OK
Chars per words: 4.56765676568 5.00649968141 91% => OK
Fourth root words length: 4.17215713816 3.92707691288 106% => OK
Word Length SD: 2.3530820818 2.71678728327 87% => OK
Unique words: 167.0 139.433497537 120% => OK
Unique words percentage: 0.551155115512 0.580463131201 95% => More unique words wanted or less content wanted.
syllable_count: 441.9 379.143842365 117% => OK
avg_syllables_per_word: 1.5 1.57093596059 95% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 3.0 4.6157635468 65% => OK
Article: 1.0 1.56157635468 64% => OK
Subordination: 1.0 1.71428571429 58% => OK
Conjunction: 1.0 0.931034482759 107% => OK
Preposition: 1.0 3.65517241379 27% => More preposition wanted as sentence beginning.
Performance on sentences:
How many sentences: 10.0 12.6551724138 79% => Need more sentences. Double check the format of sentences, make sure there is a space between two sentences, or have enough periods. And also check the lengths of sentences, maybe they are too long.
Sentence length: 30.0 20.5024630542 146% => The Avg. Sentence Length is relatively long.
Sentence length SD: 48.9470121662 50.4703680194 97% => OK
Chars per sentence: 138.4 104.977214359 132% => OK
Words per sentence: 30.3 20.9669160288 145% => OK
Discourse Markers: 4.0 7.25397266985 55% => More transition words/phrases wanted.
Paragraphs: 4.0 4.12807881773 97% => OK
Language errors: 4.0 5.33497536946 75% => OK
Sentences with positive sentiment : 8.0 6.9802955665 115% => OK
Sentences with negative sentiment : 1.0 2.75862068966 36% => More negative sentences wanted.
Sentences with neutral sentiment: 1.0 2.91625615764 34% => More facts, knowledge or examples wanted.
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.314398092981 0.242375264174 130% => OK
Sentence topic coherence: 0.142061443153 0.0925447433944 154% => OK
Sentence topic coherence SD: 0.0974792445589 0.071462118173 136% => OK
Paragraph topic coherence: 0.203256349286 0.151781067708 134% => OK
Paragraph topic coherence SD: 0.0807063211436 0.0609392437508 132% => OK
Essay readability:
automated_readability_index: 15.2 12.6369458128 120% => OK
flesch_reading_ease: 49.49 53.1260098522 93% => OK
smog_index: 3.1 6.54236453202 47% => Smog_index is low.
flesch_kincaid_grade: 13.8 10.9458128079 126% => OK
coleman_liau_index: 9.82 11.5310837438 85% => OK
dale_chall_readability_score: 8.04 8.32886699507 97% => OK
difficult_words: 56.0 55.0591133005 102% => OK
linsear_write_formula: 13.0 9.94827586207 131% => OK
gunning_fog: 14.0 10.3980295567 135% => OK
text_standard: 14.0 10.5123152709 133% => OK
What are above readability scores?
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Rates: 80.0 out of 100
Scores by essay e-grader: 72.0 Out of 90
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.