In a cashless society, people use more credit cards, what are the positive and negative impact on life and work.
The effect of using credit card, which was always debatable, has now become more controversial. it can be strongly agreed upon to the fact that using credit card has some favourable arguments in favour of it, however, there has always been some contention about it. this essay will elaborate how using credit card has -ve impact and +ve impact , and thus will lead to a reasoned conclusion.
At the outset, there are numerous reasons why credit card usage has some negative aspects, but the most alarming one lies in the fact, that it increases your debt and this can be a contributing factor to more debts. For instance, a research in this area invariably shows that 60 percentage of credit card users do not pay the bills on time. For this reason, negative impact of using credit card cannot be denied.
Nevertheless, some people adopt an opposing view and tend to believe that using credit credit card has some positive facets as well, as there are innumerable facts in favour of that, but the most predominant one stems from the fact that, it can be handy when the bank balance is low, which is not only beneficial but also helpful. As an illustration, findings of some studies reveals that using credit card in a controlled manner can avoid the debt by 65 percentage. Therefore, importance of using credit cards is undeniable.
From what has been discussed above, it can be concluded that the impact of using credit card is prominent, although the way it is used should be well handled.
| Post date | Users | Rates | Link to Content |
|---|---|---|---|
| 2019-05-27 | AkashPTEnikalo | 77 | view |
| 2018-12-08 | armanarman | 85 | view |
| 2018-03-21 | dhavalpatel095 | 85 | view |
| 2018-03-21 | dhavalpatel095 | 88 | view |
| 2018-03-21 | dhavalpatel095 | 85 | view |
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Grammar and spelling errors:
Line 1, column 98, Rule ID: UPPERCASE_SENTENCE_START
Message: This sentence does not start with an uppercase letter
Suggestion: It
...le, has now become more controversial. it can be strongly agreed upon to the fact...
^^
Line 1, column 269, Rule ID: UPPERCASE_SENTENCE_START
Message: This sentence does not start with an uppercase letter
Suggestion: This
... always been some contention about it. this essay will elaborate how using credit c...
^^^^
Line 1, column 346, Rule ID: COMMA_PARENTHESIS_WHITESPACE
Message: Put a space after the comma, but not before the comma
Suggestion: ,
...redit card has -ve impact and +ve impact , and thus will lead to a reasoned conclu...
^^
Line 3, column 232, Rule ID: A_UNCOUNTABLE[1]
Message: Uncountable nouns are usually not used with an indefinite article. Use simply 'research'.
Suggestion: research
...ng factor to more debts. For instance, a research in this area invariably shows that 60 p...
^^^^^^^^^^
Line 5, column 81, Rule ID: ENGLISH_WORD_REPEAT_RULE
Message: Possible typo: you repeated a word
Suggestion: credit
...ing view and tend to believe that using credit credit card has some positive facets as well, ...
^^^^^^^^^^^^^
Transition Words or Phrases used:
also, but, however, nevertheless, so, therefore, thus, well, for instance
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 16.0 10.5418719212 152% => OK
Auxiliary verbs: 9.0 6.10837438424 147% => OK
Conjunction : 7.0 8.36945812808 84% => OK
Relative clauses : 11.0 5.94088669951 185% => OK
Pronoun: 20.0 20.9802955665 95% => OK
Preposition: 25.0 31.9359605911 78% => OK
Nominalization: 5.0 5.75862068966 87% => OK
Performance on vocabulary words:
No of characters: 1242.0 1207.87684729 103% => OK
No of words: 260.0 242.827586207 107% => OK
Chars per words: 4.77692307692 5.00649968141 95% => OK
Fourth root words length: 4.01553427287 3.92707691288 102% => OK
Word Length SD: 2.54031367788 2.71678728327 94% => OK
Unique words: 144.0 139.433497537 103% => OK
Unique words percentage: 0.553846153846 0.580463131201 95% => OK
syllable_count: 386.1 379.143842365 102% => OK
avg_syllables_per_word: 1.5 1.57093596059 95% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 5.0 4.6157635468 108% => OK
Article: 2.0 1.56157635468 128% => OK
Subordination: 3.0 1.71428571429 175% => OK
Conjunction: 3.0 0.931034482759 322% => Less conjunction wanted as sentence beginning.
Preposition: 2.0 3.65517241379 55% => More preposition wanted as sentence beginning.
Performance on sentences:
How many sentences: 10.0 12.6551724138 79% => Need more sentences. Double check the format of sentences, make sure there is a space between two sentences, or have enough periods. And also check the lengths of sentences, maybe they are too long.
Sentence length: 26.0 20.5024630542 127% => The Avg. Sentence Length is relatively long.
Sentence length SD: 75.0419216172 50.4703680194 149% => OK
Chars per sentence: 124.2 104.977214359 118% => OK
Words per sentence: 26.0 20.9669160288 124% => OK
Discourse Markers: 7.3 7.25397266985 101% => OK
Paragraphs: 4.0 4.12807881773 97% => OK
Language errors: 5.0 5.33497536946 94% => OK
Sentences with positive sentiment : 8.0 6.9802955665 115% => OK
Sentences with negative sentiment : 2.0 2.75862068966 72% => OK
Sentences with neutral sentiment: 0.0 2.91625615764 0% => More facts, knowledge or examples wanted.
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.232387826803 0.242375264174 96% => OK
Sentence topic coherence: 0.114655944766 0.0925447433944 124% => OK
Sentence topic coherence SD: 0.0483403651874 0.071462118173 68% => OK
Paragraph topic coherence: 0.156712350682 0.151781067708 103% => OK
Paragraph topic coherence SD: 0.00918206823495 0.0609392437508 15% => Paragraphs are similar to each other. Some content may get duplicated or it is not exactly right on the topic.
Essay readability:
automated_readability_index: 14.1 12.6369458128 112% => OK
flesch_reading_ease: 53.55 53.1260098522 101% => OK
smog_index: 8.8 6.54236453202 135% => OK
flesch_kincaid_grade: 12.3 10.9458128079 112% => OK
coleman_liau_index: 10.74 11.5310837438 93% => OK
dale_chall_readability_score: 8.75 8.32886699507 105% => OK
difficult_words: 63.0 55.0591133005 114% => OK
linsear_write_formula: 13.5 9.94827586207 136% => OK
gunning_fog: 12.4 10.3980295567 119% => OK
text_standard: 9.0 10.5123152709 86% => OK
What are above readability scores?
---------------------
Rates: 77.7777777778 out of 100
Scores by essay e-grader: 70.0 Out of 90
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.