Some people get into debt by buying things they don’t need and can’t afford. What are the reasons for this behaviour? What action can be taken to prevent people from having this problem?
It is a fact that people are becoming more consumptive and materialistic these days, as many of them purchase luxurious goods or things that they do not really need and debts are common among such people. There are various reasons that have caused the situation and the following essay will discuss them and some of the things that people could do to address the problem.
For a number of reasons, many people are facing debt problem nowadays due to the consumptive lifestyles. Firstly, with the existence of social media such as Facebook or Instagram, more people are showing off their luxurious goods, take some photos and upload them into the applications and it triggers them to buy fancy stuff. Secondly, with the significant growth in the number of elite malls, they attract people in spending more money on secondary needs such as fashion, jewellery or gadgets. And lastly, as applying and obtaining credit cards are easier these days, many people are buying expensive things which are greater than their income. As a consequence of this hedonism lifestyle, many people are ended up with a serious problem of debts.
There are several things that people could do to solve the problem. One of them is that there should be a clear regulation about credit cards that must be followed by banks and financial institutions, regarding the procedure of issuing credit cards to their consumers. It must be ensured that the credit limit that is given to credit card holders is aligned with the individual’s income. And then, instead of adding more malls in the city, the government should focus on building more public parks and children playgrounds. Therefore, people would have more options for entertainments besides going to the shopping centres.
In conclusion, it is true that a lot of people are having debt problems, as they purchase luxurious stuff and having fancy lifestyles. Some of the factors that trigger the problem are due to the effect of social media, the increasing number of shopping malls and the easier procedure in obtaining credit cards. And to solve the issue, the government should make a better regulation about credit card usage and build more public facilities; therefore people have more alternative places to visit beside malls.
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| 2023-01-08 | phuongnguyen1234 | 78 | view |
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| 2021-08-13 | tranminh | 73 | view |
| 2021-08-13 | tranminh | 73 | view |
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Grammar and spelling errors:
Line 1, column 309, Rule ID: SOME_OF_THE[1]
Message: Simply use 'some'.
Suggestion: some
...e following essay will discuss them and some of the things that people could do to address ...
^^^^^^^^^^^
Line 7, column 136, Rule ID: SOME_OF_THE[1]
Message: Simply use 'some'.
Suggestion: Some
...ious stuff and having fancy lifestyles. Some of the factors that trigger the problem are du...
^^^^^^^^^^^
Transition Words or Phrases used:
besides, first, firstly, if, lastly, really, regarding, second, secondly, so, then, therefore, well, in conclusion, such as, it is true
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 20.0 13.1623246493 152% => OK
Auxiliary verbs: 10.0 7.85571142285 127% => OK
Conjunction : 18.0 10.4138276553 173% => OK
Relative clauses : 12.0 7.30460921844 164% => OK
Pronoun: 29.0 24.0651302605 121% => Less pronouns wanted
Preposition: 45.0 41.998997996 107% => OK
Nominalization: 7.0 8.3376753507 84% => OK
Performance on vocabulary words:
No of characters: 1895.0 1615.20841683 117% => OK
No of words: 374.0 315.596192385 119% => OK
Chars per words: 5.06684491979 5.12529762239 99% => OK
Fourth root words length: 4.3976220399 4.20363070211 105% => OK
Word Length SD: 2.58054637519 2.80592935109 92% => OK
Unique words: 182.0 176.041082164 103% => OK
Unique words percentage: 0.486631016043 0.561755894193 87% => More unique words wanted or less content wanted.
syllable_count: 578.7 506.74238477 114% => OK
avg_syllables_per_word: 1.5 1.60771543086 93% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 4.0 5.43587174349 74% => OK
Article: 3.0 2.52805611222 119% => OK
Subordination: 4.0 2.10420841683 190% => OK
Conjunction: 3.0 0.809619238477 371% => Less conjunction wanted as sentence beginning.
Preposition: 5.0 4.76152304609 105% => OK
Performance on sentences:
How many sentences: 15.0 16.0721442886 93% => OK
Sentence length: 24.0 20.2975951904 118% => OK
Sentence length SD: 44.089101702 49.4020404114 89% => OK
Chars per sentence: 126.333333333 106.682146367 118% => OK
Words per sentence: 24.9333333333 20.7667163134 120% => OK
Discourse Markers: 9.0 7.06120827912 127% => OK
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 2.0 5.01903807615 40% => OK
Sentences with positive sentiment : 7.0 8.67935871743 81% => OK
Sentences with negative sentiment : 5.0 3.9879759519 125% => OK
Sentences with neutral sentiment: 3.0 3.4128256513 88% => OK
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.238432147538 0.244688304435 97% => OK
Sentence topic coherence: 0.0921204153361 0.084324248473 109% => OK
Sentence topic coherence SD: 0.0509763964922 0.0667982634062 76% => OK
Paragraph topic coherence: 0.156619475307 0.151304729494 104% => OK
Paragraph topic coherence SD: 0.0432130579136 0.056905535591 76% => OK
Essay readability:
automated_readability_index: 14.9 13.0946893788 114% => OK
flesch_reading_ease: 55.58 50.2224549098 111% => OK
smog_index: 8.8 7.44779559118 118% => OK
flesch_kincaid_grade: 11.5 11.3001002004 102% => OK
coleman_liau_index: 12.42 12.4159519038 100% => OK
dale_chall_readability_score: 8.33 8.58950901804 97% => OK
difficult_words: 83.0 78.4519038076 106% => OK
linsear_write_formula: 13.0 9.78957915832 133% => OK
gunning_fog: 11.6 10.1190380762 115% => OK
text_standard: 12.0 10.7795591182 111% => OK
What are above readability scores?
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Rates: 73.0337078652 out of 100
Scores by essay e-grader: 6.5 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.