In a cashless society, people use more credit cards. what are the advantages and disadvantages of this phenomenon?
Nowadays with the development of internet and mobile phones, online shopping and electronic payment has become increasingly frequent to our life. The critics about using credit cards, which is always debatable, has now become more controversial. This essay will analyze about both the benefits and drawbacks of the frequent usage of credit cards.
The wide use of credit cards make people's life more convenient in several aspects. At the outset, credit cards can help reduce the financial burden of young adults, especially for those who just enter into the workplace. For instance, research shows that around eighty percent of young adults cannot balance their accounts and have a poor financial management ability. Therefore, having credit card can solve the problems of money shortage at the end of each month. Moreover, via the credit cards, it only takes a few seconds for customers to finish the payment, which reduce the time to a certain degree.
however, in terms of drawback, the bank security can be considered as the fundamental issue. Currently, criminals can easily take advantage of high techniques, such as message fraud, to gain access to your pin code of credit cards. Additionally, once the credit cards has been stolen or missed, people have to suffer the loss of a massive money.
From what has been discussed above, it can be easily concluded that credit cards make convenient for our daily life, however, the bank security is a major disadvantages.
| Post date | Users | Rates | Link to Content |
|---|---|---|---|
| 2019-01-16 | christinaxxxue | 80 | view |
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Grammar and spelling errors:
Line 7, column 1, Rule ID: UPPERCASE_SENTENCE_START
Message: This sentence does not start with an uppercase letter
Suggestion: However
...duce the time to a certain degree. however, in terms of drawback, the bank securit...
^^^^^^^
Line 7, column 330, Rule ID: A_UNCOUNTABLE[3]
Message: Uncountable nouns are usually not used with an indefinite article. Use simply 'massive money'.
Suggestion: massive money
...ssed, people have to suffer the loss of a massive money. From what has been discussed above,...
^^^^^^^^^^^^^^^
Transition Words or Phrases used:
however, if, moreover, second, so, therefore, for instance, such as
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 6.0 10.5418719212 57% => More to be verbs wanted.
Auxiliary verbs: 7.0 6.10837438424 115% => OK
Conjunction : 5.0 8.36945812808 60% => More conjunction wanted.
Relative clauses : 5.0 5.94088669951 84% => OK
Pronoun: 10.0 20.9802955665 48% => OK
Preposition: 29.0 31.9359605911 91% => OK
Nominalization: 6.0 5.75862068966 104% => OK
Performance on vocabulary words:
No of characters: 1249.0 1207.87684729 103% => OK
No of words: 240.0 242.827586207 99% => OK
Chars per words: 5.20416666667 5.00649968141 104% => OK
Fourth root words length: 3.93597934253 3.92707691288 100% => OK
Word Length SD: 2.6072781412 2.71678728327 96% => OK
Unique words: 153.0 139.433497537 110% => OK
Unique words percentage: 0.6375 0.580463131201 110% => OK
syllable_count: 387.9 379.143842365 102% => OK
avg_syllables_per_word: 1.6 1.57093596059 102% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 3.0 4.6157635468 65% => OK
Article: 4.0 1.56157635468 256% => Less articles wanted as sentence beginning.
Subordination: 0.0 1.71428571429 0% => More adverbial clause wanted.
Conjunction: 0.0 0.931034482759 0% => OK
Preposition: 4.0 3.65517241379 109% => OK
Performance on sentences:
How many sentences: 12.0 12.6551724138 95% => OK
Sentence length: 20.0 20.5024630542 98% => OK
Sentence length SD: 26.455806966 50.4703680194 52% => The essay contains lots of sentences with the similar length. More sentence varieties wanted.
Chars per sentence: 104.083333333 104.977214359 99% => OK
Words per sentence: 20.0 20.9669160288 95% => OK
Discourse Markers: 5.58333333333 7.25397266985 77% => OK
Paragraphs: 4.0 4.12807881773 97% => OK
Language errors: 2.0 5.33497536946 37% => OK
Sentences with positive sentiment : 7.0 6.9802955665 100% => OK
Sentences with negative sentiment : 4.0 2.75862068966 145% => OK
Sentences with neutral sentiment: 1.0 2.91625615764 34% => More facts, knowledge or examples wanted.
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.219198149034 0.242375264174 90% => OK
Sentence topic coherence: 0.0818509609327 0.0925447433944 88% => OK
Sentence topic coherence SD: 0.0711963478173 0.071462118173 100% => OK
Paragraph topic coherence: 0.123262071497 0.151781067708 81% => OK
Paragraph topic coherence SD: 0.0381048580527 0.0609392437508 63% => OK
Essay readability:
automated_readability_index: 13.1 12.6369458128 104% => OK
flesch_reading_ease: 51.18 53.1260098522 96% => OK
smog_index: 8.8 6.54236453202 135% => OK
flesch_kincaid_grade: 11.1 10.9458128079 101% => OK
coleman_liau_index: 12.88 11.5310837438 112% => OK
dale_chall_readability_score: 8.9 8.32886699507 107% => OK
difficult_words: 65.0 55.0591133005 118% => OK
linsear_write_formula: 8.5 9.94827586207 85% => OK
gunning_fog: 10.0 10.3980295567 96% => OK
text_standard: 9.0 10.5123152709 86% => OK
What are above readability scores?
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Rates: 80.0 out of 100
Scores by essay e-grader: 72.0 Out of 90
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.