Nowadays plastic money replacements such as credit and debit cards are extremely popular even more than banknotes and coins Discuss the advantages and disadvantages of this Include your personal opinion and examples based on your own experience

Essay topics:

Nowadays plastic money replacements such as credit and debit cards are extremely popular,
even more than banknotes and coins. Discuss the advantages and disadvantages of this. Include
your personal opinion and examples based on your own experience.

In this era of modernisation, there are many other forms of payment such as credit and debit cards are extremely popular, even more than banknotes and coins. This essay will elaborate on the pros and cons of this and states my point of view.
On the one hand, the convenience, practical and security of credit cards and debit cards are more popular and used by citizens. Firstly, the first and foremost benefit of plastic money is that they are super handy, consumer can purchase the items of their choice whenever they want, no need to carry the coins which make the vallet heavy. Furthermore, using a credit card also helps protect human life and safely tranfer a tremedous quality of cash instantly without the burnden of carrying it yourself. For instance, nowadays, Most people, including me, have switched to using credit cards and debit cards because of convenience, and there are many cases where people encounter risks and problems when using cash.
On the other hand, with the development of modern technology, it seems that credit cards are not so safe because of the appearance of hackers. There is always a chance that the password can be stolen or the card can be hacked which puts people's entire bank balance at stake. Therefore carrying cash is quite safe and even if they are subjected to theft, the individual may lose only that much amount and the rest of the savings will be treasured. For example, although banks investigate millions of dollars in cutting edge technology to keep clients safe, there are still cases of bank robberies and hacking of their money.
In conclusion, although plastic money is super convenient to use, people must take care of the safety and carefulness while handling them.

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Average: 7.8 (1 vote)
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Comments

Transition Words or Phrases used:
also, first, firstly, furthermore, if, may, so, still, therefore, while, for example, for instance, in conclusion, such as, on the other hand

Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments

Performance on Part of Speech:
To be verbs : 15.0 13.1623246493 114% => OK
Auxiliary verbs: 8.0 7.85571142285 102% => OK
Conjunction : 17.0 10.4138276553 163% => OK
Relative clauses : 8.0 7.30460921844 110% => OK
Pronoun: 18.0 24.0651302605 75% => OK
Preposition: 33.0 41.998997996 79% => OK
Nominalization: 8.0 8.3376753507 96% => OK

Performance on vocabulary words:
No of characters: 1435.0 1615.20841683 89% => OK
No of words: 293.0 315.596192385 93% => More content wanted.
Chars per words: 4.8976109215 5.12529762239 96% => OK
Fourth root words length: 4.13729897018 4.20363070211 98% => OK
Word Length SD: 2.44465822367 2.80592935109 87% => OK
Unique words: 175.0 176.041082164 99% => OK
Unique words percentage: 0.597269624573 0.561755894193 106% => OK
syllable_count: 449.1 506.74238477 89% => OK
avg_syllables_per_word: 1.5 1.60771543086 93% => OK

A sentence (or a clause, phrase) starts by:
Pronoun: 2.0 5.43587174349 37% => OK
Article: 3.0 2.52805611222 119% => OK
Subordination: 2.0 2.10420841683 95% => OK
Conjunction: 1.0 0.809619238477 124% => OK
Preposition: 5.0 4.76152304609 105% => OK

Performance on sentences:
How many sentences: 11.0 16.0721442886 68% => Need more sentences. Double check the format of sentences, make sure there is a space between two sentences, or have enough periods. And also check the lengths of sentences, maybe they are too long.
Sentence length: 26.0 20.2975951904 128% => The Avg. Sentence Length is relatively long.
Sentence length SD: 35.461304717 49.4020404114 72% => OK
Chars per sentence: 130.454545455 106.682146367 122% => OK
Words per sentence: 26.6363636364 20.7667163134 128% => OK
Discourse Markers: 12.8181818182 7.06120827912 182% => OK
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 0.0 5.01903807615 0% => OK
Sentences with positive sentiment : 8.0 8.67935871743 92% => OK
Sentences with negative sentiment : 2.0 3.9879759519 50% => More negative sentences wanted.
Sentences with neutral sentiment: 1.0 3.4128256513 29% => More facts, knowledge or examples wanted.
What are sentences with positive/Negative/neutral sentiment?

Coherence and Cohesion:
Essay topic to essay body coherence: 0.208902326477 0.244688304435 85% => OK
Sentence topic coherence: 0.0816800050481 0.084324248473 97% => OK
Sentence topic coherence SD: 0.0853782053351 0.0667982634062 128% => OK
Paragraph topic coherence: 0.127544280205 0.151304729494 84% => OK
Paragraph topic coherence SD: 0.0888399052903 0.056905535591 156% => OK

Essay readability:
automated_readability_index: 15.0 13.0946893788 115% => OK
flesch_reading_ease: 53.55 50.2224549098 107% => OK
smog_index: 3.1 7.44779559118 42% => Smog_index is low.
flesch_kincaid_grade: 12.3 11.3001002004 109% => OK
coleman_liau_index: 11.44 12.4159519038 92% => OK
dale_chall_readability_score: 8.86 8.58950901804 103% => OK
difficult_words: 73.0 78.4519038076 93% => OK
linsear_write_formula: 13.5 9.78957915832 138% => OK
gunning_fog: 12.4 10.1190380762 123% => OK
text_standard: 12.0 10.7795591182 111% => OK
What are above readability scores?

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Rates: 78.6516853933 out of 100
Scores by essay e-grader: 7.0 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.