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2019-04-18	Afdalah Harris	73	Check this topic
2019-04-17	Indri Eka Putri	56	Check this topic
2019-06-13	Malokhat Khusainova	56	Check this topic
2018-08-13	eyraen	67	Check this topic
2018-08-13	eyraen	67	Check this topic
2018-11-18	Fer	61	Check this topic
2019-07-21	SNEHA S.R	61	Check this topic
2019-07-11	Toghrul Azizli	78	Check this topic
2019-09-19	linh.king	61	Check this topic
2020-01-15	nagakhoa	89	Check this topic
2018-08-05	Vandana199922	56	Check this topic
2019-06-13	Sukhrob	56	Check this topic
2018-06-09	mhz94	89	Check this topic
2019-07-11	Toghrul Azizli	78	Check this topic
2019-04-18	Afiq	73	Check this topic

Topic title: Many people prefer to spend money and not save it. What are the reasons? Is this a positive or negative development?

Topic category: IELTS Writing Task II - IELTS Academic