In a cashless society, people use more credit cards. What are the advantages and disadvantages of this practice?

Essay topics:

In a cashless society, people use more credit cards. What are the advantages and disadvantages of this practice?

Submitted by prabhdyal on Thu, 11/29/2018 - 05:20

The importance of using plastic cars which was always contentious has now become more controversial with many people claiming that it is highly beneficial while others reject this notion. The substantial influence of credits cards has sparked the controversy over the potential impact of this trend in recent years. In my opinion, the former proposition appears to be more rational. This essay will further elaborate both positive and negative effects of above trend and thus will lead to a logical conclusion.

There are ample of fruitful reasons which will further explain arguments but the one of the most preponderant one stems from the fact that made life easier as payments can be made with just a swipe. A salient example of such attribution , according to the “Times Magazine December 2017 Edition”, the proportion of using credit cards has increased from 10 percent to 30 percent. Another pivotal aspect of this argument is that no risk of carrying cash all the time. Needless to say, all these merits stand plastic cards in a good stead.

However, there are some pitfalls that negate this argument and which can certainly overwhelm the potential influence of credit cards but the most alarming is that passwords can get hacked therefore, use of plastic cards money may increase cyber-crimes. Besides, Non-payment of money or internet on the overdraft amount can also lead to a legal action against the cardholder. Hence, It is apparent why many are against of cashless society.

According to the arguments aforementioned above, one can reach a conclusion that the benefits of credit cards are instrumental indeed. Nevertheless, Its potential drawbacks should not be overlooked either.

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Average: 8.8 (1 vote)
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Comments

Grammar and spelling errors:
Line 3, column 157, Rule ID: COMP_THAN[3]
Message: Comparison requires 'than', not 'then' nor 'as'.
Suggestion: than
...ems from the fact that made life easier as payments can be made with just a swipe....
^^
Line 3, column 237, Rule ID: COMMA_PARENTHESIS_WHITESPACE
Message: Put a space after the comma, but not before the comma
Suggestion: ,
...e. A salient example of such attribution , according to the 'Times Magazine D...
^^

Transition Words or Phrases used:
also, besides, but, hence, however, if, look, may, nevertheless, so, therefore, thus, while, in my opinion

Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments

Performance on Part of Speech:
To be verbs : 12.0 10.5418719212 114% => OK
Auxiliary verbs: 10.0 6.10837438424 164% => OK
Conjunction : 6.0 8.36945812808 72% => OK
Relative clauses : 9.0 5.94088669951 151% => OK
Pronoun: 16.0 20.9802955665 76% => OK
Preposition: 35.0 31.9359605911 110% => OK
Nominalization: 10.0 5.75862068966 174% => OK

Performance on vocabulary words:
No of characters: 1442.0 1207.87684729 119% => OK
No of words: 273.0 242.827586207 112% => OK
Chars per words: 5.28205128205 5.00649968141 106% => OK
Fourth root words length: 4.06481385082 3.92707691288 104% => OK
Word Length SD: 2.84497420084 2.71678728327 105% => OK
Unique words: 169.0 139.433497537 121% => OK
Unique words percentage: 0.619047619048 0.580463131201 107% => OK
syllable_count: 441.0 379.143842365 116% => OK
avg_syllables_per_word: 1.6 1.57093596059 102% => OK

A sentence (or a clause, phrase) starts by:
Pronoun: 3.0 4.6157635468 65% => OK
Article: 5.0 1.56157635468 320% => Less articles wanted as sentence beginning.
Subordination: 0.0 1.71428571429 0% => More adverbial clause wanted.
Conjunction: 0.0 0.931034482759 0% => OK
Preposition: 3.0 3.65517241379 82% => OK

Performance on sentences:
How many sentences: 13.0 12.6551724138 103% => OK
Sentence length: 21.0 20.5024630542 102% => OK
Sentence length SD: 58.1489619439 50.4703680194 115% => OK
Chars per sentence: 110.923076923 104.977214359 106% => OK
Words per sentence: 21.0 20.9669160288 100% => OK
Discourse Markers: 8.15384615385 7.25397266985 112% => OK
Paragraphs: 4.0 4.12807881773 97% => OK
Language errors: 2.0 5.33497536946 37% => OK
Sentences with positive sentiment : 7.0 6.9802955665 100% => OK
Sentences with negative sentiment : 4.0 2.75862068966 145% => OK
Sentences with neutral sentiment: 2.0 2.91625615764 69% => OK
What are sentences with positive/Negative/neutral sentiment?

Coherence and Cohesion:
Essay topic to essay body coherence: 0.158092418914 0.242375264174 65% => OK
Sentence topic coherence: 0.0519031320932 0.0925447433944 56% => OK
Sentence topic coherence SD: 0.0451361496293 0.071462118173 63% => OK
Paragraph topic coherence: 0.0880305298 0.151781067708 58% => OK
Paragraph topic coherence SD: 0.0501808431491 0.0609392437508 82% => OK

Essay readability:
automated_readability_index: 13.9 12.6369458128 110% => OK
flesch_reading_ease: 50.16 53.1260098522 94% => OK
smog_index: 8.8 6.54236453202 135% => OK
flesch_kincaid_grade: 11.5 10.9458128079 105% => OK
coleman_liau_index: 13.34 11.5310837438 116% => OK
dale_chall_readability_score: 9.77 8.32886699507 117% => OK
difficult_words: 88.0 55.0591133005 160% => OK
linsear_write_formula: 11.0 9.94827586207 111% => OK
gunning_fog: 10.4 10.3980295567 100% => OK
text_standard: 10.0 10.5123152709 95% => OK
What are above readability scores?

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Rates: 88.8888888889 out of 100
Scores by essay e-grader: 80.0 Out of 90
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.