Cambridge IELTS Test-I
You have had a bank account for a few years. Recently you received a letter from the bank stating that your account is $240 overdrawn and that you will be charged $70 which will be taken directly from your account. You know that this information is incorrect.
-Write a letter to the bank.
- Explain what has happened and
-say what you would like them to do about it.
Dear Sir or Madam,
I am writing in response to the letter that I received from the Bank yesterday.
The letter highlights that as I was overdrawn by $240, I will be penalized $ 70. However, I think that it is a misapprehension by the bank as I have not overdrawn any amount.
According to the previous bank statements of 12 months, it is clear that the disbursement of $ 300 monthly instalments for a car loan has already been paid timely. The instalments are automatically deducting from my saving account. However, last month as I had received my bonus, I paid the outstanding amount which I owed. I have also shared the transaction ID:54351258, with the loan department after the whole payment but I have not received any acknowledgement. As a result, I had to pay $300 instalment and the account balance is showing overdrawn in the statement. I have attached the statement of transactions for your reference.
Therefore, I would suggest that if you could reverse the transaction and do not charge any penalty for the mistake done by any of your employees. Hence, I would be grateful if you could return my hard-earned money.
I expect you will give immediate attention to this matter and I am looking forward to receiving your response.
Yours Faithfully
Tom Julian
Vocabulary:
1.misapprehension - a mistaken belief about or interpretation of something.
| Post date | Users | Rates | Link to Content |
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| 2021-04-06 | wisdompath | 73 | view |
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| 2020-08-12 | carloscabh | 73 | view |
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Comments
Essay evaluations by e-grader
Grammar and spelling errors:
Line 5, column 74, Rule ID: CURRENCY_SPACE[1]
Message: The currency mark is usually written without any whitespace: '$70'.
Suggestion: $70
...as overdrawn by 40, I will be penalized $ 70. However, I think that it is a misappre...
^^^^
Line 7, column 94, Rule ID: CURRENCY_SPACE[1]
Message: The currency mark is usually written without any whitespace: '$300'.
Suggestion: $300
...s, it is clear that the disbursement of $ 300 monthly instalments for a car loan has ...
^^^^^
Line 7, column 496, Rule ID: CD_NN[1]
Message: Possible agreement error. The noun 'instalment' seems to be countable, so consider using: 'instalments'.
Suggestion: instalments
...ledgement. As a result, I had to pay 00 instalment and the account balance is showing over...
^^^^^^^^^^
Transition Words or Phrases used:
also, but, hence, however, if, look, so, therefore, i think, as a result
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 8.0 7.48453608247 107% => OK
Auxiliary verbs: 6.0 4.92783505155 122% => OK
Conjunction : 6.0 5.05154639175 119% => OK
Relative clauses : 6.0 3.03092783505 198% => OK
Pronoun: 35.0 32.9175257732 106% => OK
Preposition: 20.0 26.3917525773 76% => OK
Nominalization: 13.0 3.85567010309 337% => Less nominalizations (nouns with a suffix like: tion ment ence ance) wanted.
Performance on vocabulary words:
No of characters: 1150.0 937.175257732 123% => OK
No of words: 228.0 206.0 111% => OK
Chars per words: 5.04385964912 4.54256449028 111% => OK
Fourth root words length: 3.88582923847 3.78020617076 103% => OK
Word Length SD: 3.27199423752 2.54303337028 129% => OK
Unique words: 136.0 127.690721649 107% => OK
Unique words percentage: 0.59649122807 0.622605031667 96% => OK
syllable_count: 345.6 290.88556701 119% => OK
avg_syllables_per_word: 1.5 1.41237113402 106% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 12.0 9.13402061856 131% => OK
Article: 2.0 0.824742268041 243% => Less articles wanted as sentence beginning.
Subordination: 1.0 1.83505154639 54% => OK
Conjunction: 0.0 0.463917525773 0% => OK
Preposition: 2.0 1.44329896907 139% => OK
Performance on sentences:
How many sentences: 13.0 12.6804123711 103% => OK
Sentence length: 17.0 16.3608247423 104% => OK
Sentence length SD: 30.3607501213 44.8134815571 68% => OK
Chars per sentence: 88.4615384615 76.5299724578 116% => OK
Words per sentence: 17.5384615385 16.8248392259 104% => OK
Discourse Markers: 5.53846153846 4.34317383033 128% => OK
Paragraphs: 6.0 4.29896907216 140% => Less paragraphs wanted.
Language errors: 3.0 2.54639175258 118% => OK
Sentences with positive sentiment : 8.0 7.41237113402 108% => OK
Sentences with negative sentiment : 1.0 1.49484536082 67% => OK
Sentences with neutral sentiment: 4.0 3.94845360825 101% => OK
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.360050064146 0.216113520407 167% => OK
Sentence topic coherence: 0.10902342316 0.0766984524023 142% => OK
Sentence topic coherence SD: 0.0488910170448 0.0603063233224 81% => OK
Paragraph topic coherence: 0.149560122786 0.12726935374 118% => OK
Paragraph topic coherence SD: 0.0687259263832 0.0580467560999 118% => OK
Essay readability:
automated_readability_index: 11.1 8.37731958763 133% => OK
flesch_reading_ease: 62.68 70.7449484536 89% => OK
smog_index: 3.1 3.82989690722 81% => OK
flesch_kincaid_grade: 8.7 7.45979381443 117% => OK
coleman_liau_index: 11.66 8.71597938144 134% => OK
dale_chall_readability_score: 8.36 7.59969072165 110% => OK
difficult_words: 56.0 41.2886597938 136% => OK
linsear_write_formula: 8.0 8.62886597938 93% => OK
gunning_fog: 8.8 8.54432989691 103% => OK
text_standard: 9.0 8.15463917526 110% => OK
What are above readability scores?
---------------------
Maximum five paragraphs wanted.
Rates: 87.0786516854 out of 100
Scores by essay e-grader: 7.75 Out of 9
---------------------
Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.
Grammar and spelling errors:
Line 5, column 74, Rule ID: CURRENCY_SPACE[1]
Message: The currency mark is usually written without any whitespace: '$70'.
Suggestion: $70
...as overdrawn by 40, I will be penalized $ 70. However, I think that it is a misappre...
^^^^
Line 7, column 94, Rule ID: CURRENCY_SPACE[1]
Message: The currency mark is usually written without any whitespace: '$300'.
Suggestion: $300
...s, it is clear that the disbursement of $ 300 monthly instalments for a car loan has ...
^^^^^
Line 7, column 496, Rule ID: CD_NN[1]
Message: Possible agreement error. The noun 'instalment' seems to be countable, so consider using: 'instalments'.
Suggestion: instalments
...ledgement. As a result, I had to pay 00 instalment and the account balance is showing over...
^^^^^^^^^^
Transition Words or Phrases used:
also, but, hence, however, if, look, so, therefore, i think, as a result
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 8.0 7.48453608247 107% => OK
Auxiliary verbs: 6.0 4.92783505155 122% => OK
Conjunction : 6.0 5.05154639175 119% => OK
Relative clauses : 6.0 3.03092783505 198% => OK
Pronoun: 35.0 32.9175257732 106% => OK
Preposition: 20.0 26.3917525773 76% => OK
Nominalization: 13.0 3.85567010309 337% => Less nominalizations (nouns with a suffix like: tion ment ence ance) wanted.
Performance on vocabulary words:
No of characters: 1150.0 937.175257732 123% => OK
No of words: 228.0 206.0 111% => OK
Chars per words: 5.04385964912 4.54256449028 111% => OK
Fourth root words length: 3.88582923847 3.78020617076 103% => OK
Word Length SD: 3.27199423752 2.54303337028 129% => OK
Unique words: 136.0 127.690721649 107% => OK
Unique words percentage: 0.59649122807 0.622605031667 96% => OK
syllable_count: 345.6 290.88556701 119% => OK
avg_syllables_per_word: 1.5 1.41237113402 106% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 12.0 9.13402061856 131% => OK
Article: 2.0 0.824742268041 243% => Less articles wanted as sentence beginning.
Subordination: 1.0 1.83505154639 54% => OK
Conjunction: 0.0 0.463917525773 0% => OK
Preposition: 2.0 1.44329896907 139% => OK
Performance on sentences:
How many sentences: 13.0 12.6804123711 103% => OK
Sentence length: 17.0 16.3608247423 104% => OK
Sentence length SD: 30.3607501213 44.8134815571 68% => OK
Chars per sentence: 88.4615384615 76.5299724578 116% => OK
Words per sentence: 17.5384615385 16.8248392259 104% => OK
Discourse Markers: 5.53846153846 4.34317383033 128% => OK
Paragraphs: 6.0 4.29896907216 140% => Less paragraphs wanted.
Language errors: 3.0 2.54639175258 118% => OK
Sentences with positive sentiment : 8.0 7.41237113402 108% => OK
Sentences with negative sentiment : 1.0 1.49484536082 67% => OK
Sentences with neutral sentiment: 4.0 3.94845360825 101% => OK
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.360050064146 0.216113520407 167% => OK
Sentence topic coherence: 0.10902342316 0.0766984524023 142% => OK
Sentence topic coherence SD: 0.0488910170448 0.0603063233224 81% => OK
Paragraph topic coherence: 0.149560122786 0.12726935374 118% => OK
Paragraph topic coherence SD: 0.0687259263832 0.0580467560999 118% => OK
Essay readability:
automated_readability_index: 11.1 8.37731958763 133% => OK
flesch_reading_ease: 62.68 70.7449484536 89% => OK
smog_index: 3.1 3.82989690722 81% => OK
flesch_kincaid_grade: 8.7 7.45979381443 117% => OK
coleman_liau_index: 11.66 8.71597938144 134% => OK
dale_chall_readability_score: 8.36 7.59969072165 110% => OK
difficult_words: 56.0 41.2886597938 136% => OK
linsear_write_formula: 8.0 8.62886597938 93% => OK
gunning_fog: 8.8 8.54432989691 103% => OK
text_standard: 9.0 8.15463917526 110% => OK
What are above readability scores?
---------------------
Maximum five paragraphs wanted.
Rates: 87.0786516854 out of 100
Scores by essay e-grader: 7.75 Out of 9
---------------------
Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.